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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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284 Champion Ct , Destin, FL 32541
$1,350,000
Est. Payment: $6,846.95/mo
4 Bed
4 Bath
3395 Sqft
Status: active | Days on site: 66
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Nestled within the prestigious gated community of Kelly Plantation, this charming 4 bedroom, 3.5 bath residence with a dedicated office offers an exceptional blend of timeless architecture, refined finishes, and an unmatched lifestyle. Ideally positioned in the coveted Plantation Place neighborhood, the home is just steps from the community pool, tennis courts, fitness center, playground, golf clubhouse, and Owner's Club. Built by respected local builder Randy Wise, this thoughtfully maintained home features a new roof installed in 2024, two new HVAC systems replaced in December 2025, and a water heater that is approximately four years old, providing added peace of mind for years to come. The property is also located in Flood Zone X, where flood insurance is typically not required by lenders. Designed with both comfort and entertaining in mind, the thoughtfully designed floor plan showcases maple engineered hardwood flooring, extensive crown molding, custom millwork, granite countertops, quality cabinetry, recessed lighting, and surround sound. welcoming front porch sets the tone for the warm and inviting interiors beyond. The spacious formal dining room is complemented by a beautifully appointed butler's pantry, while the kitchen serves as the heart of the home, featuring premium stainless-steel appliances, abundant cabinetry, granite countertops, a walk-in pantry, and a casual dining area that flows seamlessly into the living spaces. Just beyond, a dedicated office with custom built-ins creates the perfect work-from-home setting. The main-level primary suite offers a private sanctuary complete with dual walk-in closets and a spa-inspired bath featuring dual vanities, a soaking tub, separate shower, and private water closet. Upstairs, additional guest bedrooms and flexible living spaces provide ample room for family and visitors. One of the home's most captivating features is the expansive screened porch overlooking a beautifully landscaped brick-paver courtyard with a charming fountain, creating a peaceful outdoor living space ideal for morning coffee, evening gatherings, or quiet relaxation. Residents of Kelly Plantation enjoy one of Destin's most sought-after lifestyles, with championship golf, tennis and pickleball courts, a community pool, fitness center, walking trails, parks, playgrounds, and beautifully maintained grounds, all nestled along the shores of Choctawhatchee Bay and just minutes from world-class beaches, dining, shopping, and entertainment. Offering a rare combination of luxury, convenience, recent capital improvements, and resort-style amenities, this exceptional residence presents an outstanding opportunity to experience the very best of Kelly Plantation living.

Highlights

Listed by Cliff Cohen , and Cynthia L Cobine , Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.24

HOA Fee

Year Built

2005

County

Okaloosa

Area

14 - Destin

Neighborhood

Kelly Plantation S/D

Listing ID

1005305

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Double, Range Hood, Refrigerator W/IceMk, Security System, Smoke Detector, Wine Refrigerator
Air Cond:Central Air
Fireplaces:Fireplace Gas
Floor:Floor Hardwood,Floor Tile,Floor WW Carpet
Other:
  • Additional:Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Raised, Kitchen Island, Lighting Recessed, Pantry, Pull Down Stairs, Shelving, Upgraded Media Wing, Wallpaper, Washer/Dryer Hookup, Wet Bar, Woodwork Painted

Exterior Features

Lot:Covenants,Interior,Level,Restrictions
Lot Dimensions:65X158
Zoning:Resid Single Family
Others:
  • Additional:Columns, Fenced Back Yard, Patio Open, Porch, Porch Screened, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$6,847
Taxes
$836
HOA
$0

Home Price

$1,350,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$270,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,846.95

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,846.95 $836.34 $0.00 $7,683.29
Yearly $82,163.34 $10,036.14 $0.00 $92,199.48
Total $2,464,900.30 $301,084.20 $0.00 $2,765,984.50

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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