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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4470 Stonebridge Rd , Destin, FL 32541
$1,450,000
Est. Payment: $7,354.13/mo
4 Bed
4 Bath
3265 Sqft
Status: active | Days on site: 21
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to an exceptional lakefront residence in the prestigious, guard-gated community of Kelly Plantation, where timeless architecture, refined finishes, and sweeping views of the lake and the award-winning Fred Couples-designed golf course create an unforgettable place to call home. Offering approximately 3,265 square feet of thoughtfully designed living space, this elegant 4-bedroom, 3.5-bath residence with a spacious bonus room blends sophisticated entertaining with comfortable everyday living. From the moment you enter, you'll appreciate the home's gracious floor plan, soaring ceilings, abundant natural light, and distinctive architectural details. A welcoming formal living room sets the tone for elegant gatherings, while the formal dining room and dedicated office with custom built-in shelving provide beautiful spaces for entertaining, working from home, or quiet relaxation. The heart of the home is a beautifully appointed kitchen featuring quartz countertops, a new Sub-Zero refrigerator, generous workspace, and an inviting breakfast area that opens seamlessly to the family room. Decorative arches, custom millwork, and wrought iron accents add warmth and character throughout the living spaces, while expansive windows showcase picturesque views of the lake & the sixth fairway. The spacious primary suite offers a peaceful retreat, while three additional bedrooms & a versatile bonus room provide flexibility. Step outside and enjoy the tranquil backdrop of shimmering water and manicured fairways--an ideal setting for morning coffee, evening sunsets, or entertaining friends and family. The home's exceptional location offers both privacy and scenic beauty within one of Destin's most sought-after neighborhoods. Residents of Kelly Plantation enjoy an unmatched lifestyle with 24-hour gated security, championship golf, tennis and pickleball courts, a community swimming pool, clubhouse, fitness amenities, walking trails, and exclusive access to the shores of Choctawhatchee Bay. Ideally located just minutes from the sugar-white beaches of the Emerald Coast, premier shopping, waterfront dining, world-class boating, and Destin's finest attractions, this exceptional property presents a rare opportunity to experience luxury living in one of Northwest Florida's most desirable communities.

Highlights

Listed by Bremer Group , 850-462-5738 EXP Realty LLC , 888-883-8509. Emerald Coast Multiple Listing Services

Property Type

Residential

HOA Fee

Year Built

2005

County

Okaloosa

Area

14 - Destin

Neighborhood

Kelly Plantation S/D Ph 2

Listing ID

1007929

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator, Security System, Smoke Detector, Water Heater - Elect
Air Cond:Central Air
Fireplaces:Fireplace Gas
Floor:Floor Tile
Other:
  • Additional:Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Kitchen Island, Lighting Recessed, Washer/Dryer Hookup

Exterior Features

Lot:Golf Course,Lake
Lot Dimensions:87X222X139X230
Zoning:City
Others:
  • Additional:Balcony, Sprinkler System, Porch Open
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$7,354
Taxes
$636
HOA
$0

Home Price

$1,450,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$290,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,354.13

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,354.13 $636.48 $0.00 $7,990.60
Yearly $88,249.52 $7,637.70 $0.00 $95,887.22
Total $2,647,485.51 $229,131.00 $0.00 $2,876,616.51

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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