Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from , its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
main property photo 0
main property photo 1
main property photo 2
main property photo 3
main property photo 4
main property photo 5
main property photo 6
main property photo 7
main property photo 8
main property photo 9
main property photo 10
main property photo 11
main property photo 12
main property photo 13
View All (14)
property photo 1
property photo 2
property photo 3
517 Main Street St , Destin, FL 32541
$999,099
Est. Payment: $5,519.88/mo
3 Bed
3 Bath
1956 Sqft
Status: Active | Days on site: 223
Get Pre-Qualified
ECF1 - TECFL2
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator
View agent profile
Email
Call

House Description

Welcome to 517 Main Street, a charming two-story home tucked away on a large, private lot in the heart of Destin. Surrounded by mature trees and set back from the road, this property offers a quiet, secluded feel while being less than a mile from local shops, restaurants, and the beach. The floor plan is comfortable and functional, with flexible living spaces that suit a variety of needs. The additional room can serve as a fourth bedroom, home office, or den. Recent improvements include a new roof, HVAC system, fresh paint, new carpet, privacy fence, and updated appliances—making the home move-in ready. This is a rare opportunity to enjoy privacy and space in a central Destin location, with the convenience of everything nearby.
Show more

Highlights

Listed by Spears Group , 850-710-2114 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

Year Built

1978

County

Okaloosa

Area

14 - Destin

 Neighborhood

Joes Bayou 1St Addn

Listing ID

989337

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Range Hood, Refrigerator, Washer
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • ▪ Additional:Fireplace, Shelving

Exterior Features

Lot:Cleared,Covenants,Curb & Gutter
Lot Dimensions:100x300
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Lawn Pump, Sprinkler System, Fenced Lot-Part, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$5,520
Taxes
$637

Home Price

$999,099

Loan Details

30 yrs
7.374%

Down Payment

20%
$199,820
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,519.88

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,519.88 $636.93 $0.00 $6,156.80
Yearly $66,238.54 $7,643.11 $0.00 $73,881.64
Total $1,987,156.10 $229,293.22 $0.00 $2,216,449.32

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

© 2026 Emerald Coast Multiple Listing Services