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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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517 Main Street St , Destin, FL 32541
$999,099
Est. Payment: $5,066.72/mo
3 Bed
3 Bath
1956 Sqft
Status: active | Days on site: 223
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 517 Main Street, a charming two-story home tucked away on a large, private lot in the heart of Destin. Surrounded by mature trees and set back from the road, this property offers a quiet, secluded feel while being less than a mile from local shops, restaurants, and the beach. The floor plan is comfortable and functional, with flexible living spaces that suit a variety of needs. The additional room can serve as a fourth bedroom, home office, or den. Recent improvements include a new roof, HVAC system, fresh paint, new carpet, privacy fence, and updated appliances—making the home move-in ready. This is a rare opportunity to enjoy privacy and space in a central Destin location, with the convenience of everything nearby.

Highlights

Listed by Spears Group , 850-710-2114 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

Year Built

1978

County

Okaloosa

Area

14 - Destin

Neighborhood

Joes Bayou 1St Addn

Listing ID

989337

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Range Hood, Refrigerator, Washer
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • Additional:Fireplace, Shelving

Exterior Features

Lot:Cleared,Covenants,Curb & Gutter
Lot Dimensions:100x300
Zoning:Resid Single Family
Others:
  • Additional:Balcony, Lawn Pump, Sprinkler System, Fenced Lot-Part, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$5,067
Taxes
$637

Home Price

$999,099

Loan Details

30 yrs
6.528%

Down Payment

20%
$199,820
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,066.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,066.72 $636.93 $0.00 $5,703.64
Yearly $60,800.58 $7,643.11 $0.00 $68,443.69
Total $1,824,017.52 $229,293.22 $0.00 $2,053,310.74

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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