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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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485 Gulf Shore Dr Unit 103 , Destin, FL 32541
$272,000
Est. Payment: $1,502.76/mo
1 Bed
1 Bath
700 Sqft
Status: Pending | Days on site: 36
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ECU2 - E30316,E22310
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Discover the best of Destin living at Island Home Condo Unit 103, a tastefully updated ground-floor condominium tucked away on highly desirable Holiday Isle. This fully furnished 1-bedroom, 1-bath residence is turnkey and ready to enjoy from day one, whether you're searching for a full-time home, a relaxing beach retreat, or a proven investment property. Rental History - March - December 2022 $26,574.66; 2023 $31,823.84; 2024 $16,640.38; 2025 $23,251.76; 2026 to date $21,029, with an additional $7,500 projected for the remainder of 2026. Perfectly positioned to experience everything Destin has to offer, you'll enjoy easy access to Norriego Point, East Pass O'Steen Beach access, and the lively Destin Harbor, with a convenient water taxi for dining, shopping, and entertainment. Owners and guests also enjoy deeded Gulf beach access just a short stroll away, making it easy to spend every day by the emerald waters and white sand beaches that make Holiday Isle one of Destin's most sought-after locations.
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Highlights

Listed by Joanna L Bonfanti , 850-443-1327 Coldwell Banker Realty , 850-650-4563. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1984

County

Okaloosa

Area

14 - Destin

 Neighborhood

Island Home Condo

Listing ID

1009489

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Lighting Recessed, Walls Mirrored, Washer/Dryer Hookup

Exterior Features

Others:
  • ▪ Additional:Balcony
Sewer:Public Sewer
Principal Interest
$1,503
Taxes
$252
HOA
$0

Home Price

$272,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$54,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,502.76

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,502.76 $251.67 $0.00 $1,754.44
Yearly $18,033.13 $3,020.10 $0.00 $21,053.23
Total $540,993.90 $90,603.00 $0.00 $631,596.90

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:00:03.000Z

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