Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

485 Gulf Shore Dr Unit 102 , Destin, FL 32541
$234,000
Est. Payment: $1,292.82/mo
1 Bed
1 Bath
700 Sqft
Status: Active | Days on site: 365
Get Pre-Qualified
EKET - E29864,TEKET1
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Seller offering $5,000 Cash Back for buyer to use as they choose, closing fees or rate buy down. Best Value on Holiday Isle! Located on the desirable first floor for easy access. Fun, stylish décor makes this unit move-in ready as a beach retreat or rental. This condo is just a short stroll to the sugar-white sands and emerald waters, with two private deeded beach access points nearby. In 2024, the building's exterior received a complete facelift, including all-new staircases and a fresh coastal look. With low carrying costs, this condo makes an excellent short- or long-term rental investment. Holiday Isle is a beloved Destin community known for its palm-lined streets, golf cart lifestyle, & laid-back coastal charm. You'll have quick access to Norriego Point and O'Steen Beach, famous for their stunning views of the East Pass & Destin Jetties. Whether it's snorkeling, paddleboarding, fishing, boating, or catching fireworks from the beach, the coastal lifestyle is at your doorstep. Plus, skip the Highway 98 traffic by easily hopping over to nearby grocery stores, restaurants, Target, pharmacy, liquor store and more. Great Opportunity at this price in Destin! Act now to schedule a private viewing!

Highlights

Listed by Crystal D Newborn , 850-333-1712 and The Ketchersid Team , 850-344-9848 The Ketchersid Group LLC , 850-344-9848. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1984

County

Okaloosa

Area

14 - Destin

Neighborhood

Island Home Condo

Listing ID

984053

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Electric, Washer
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Breakfast Bar

Exterior Features

Others:
  • ▪ Additional:Patio Open
Sewer:Public Sewer
Principal Interest
$1,293
Taxes
$184
HOA
$0

Home Price

$234,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$46,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,292.82

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,292.82 $184.15 $0.00 $1,476.97
Yearly $15,513.80 $2,209.79 $0.00 $17,723.59
Total $465,413.87 $66,293.70 $0.00 $531,707.57

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

© 2026 Emerald Coast Multiple Listing Services