Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

3850 Indian Trl Unit 207 , Destin, FL 32541
$389,900
Est. Payment: $2,154.14/mo
2 Bed
2 Bath
1285 Sqft
Status: Active | Days on site: 4
Get Pre-Qualified
EEX4 - TEEX41,E36064
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Second-floor 2 BR/2BA condo nestled in the heart of Destin offers a combination of comfort, elegance, and ultimate privacy. As one of only eight units in an intimate boutique community, the property provides a quiet retreat while remaining steps from the vibrant energy of the Emerald Coast. The thoughtful layout features a huge great room w/vaulted ceiling, a dining area, functional kitchen and breakfast bar which opens to the great room. Condo features a unique enclosed terrace, offering seamless bonus space with 2 large picture windows & 2 closets making it a potential 3rd BDR, work space, or for relaxation. The entire third level (second level in unit) is dedicated to the private master suite, complete with an expansive walk-in closet. Storage is exceptionally abundant throughout, supplemented by an accessible attic entry. Buyers will appreciate the significant capital improvements that ensure low-maintenance ownership for years to come, including high-impact low-E windows for added efficiency, a freshly painted exterior, and a premium 30-year metal roof completed in 2024. The complex also has a community pool and BBQ area for use. Seller is offering $4,000 in concessions with an acceptable offer. Perfectly situated just north of Highway 98, the home places you moments from local dining, excellent schools, and premier shopping. With the bay directly across the street, Henderson Beach State Park just 2.5 miles away, and a convenient 30-minute commute to Eglin AFB and Hurlburt Field, this property is a standout choice for primary buyers, second-home seekers, and savvy investors alike.

Highlights

Listed by Abbott Martin Group , 850-460-2900 and Lyle E Allamon , 505-314-4464 EXP Realty LLC , 850-460-2900. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1986

County

Okaloosa

Area

14 - Destin

Neighborhood

Indian Trail Condo

Listing ID

1010809

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Fireplace, Newly Painted, Pantry, Washer/Dryer Hookup

Exterior Features

Zoning:See Remarks
Others:
  • ▪ Additional:Patio Enclosed
Sewer:Public Sewer
Principal Interest
$2,154
Taxes
$49
HOA
$0

Home Price

$389,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$77,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,154.14

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,154.14 $49.31 $0.00 $2,203.45
Yearly $25,849.70 $591.70 $0.00 $26,441.40
Total $775,490.88 $17,751.00 $0.00 $793,241.88

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

© 2026 Emerald Coast Multiple Listing Services