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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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136 Indian Bayou Dr , Destin, FL 32541
$1,549,000
Est. Payment: $8,558.00/mo
4 Bed
5 Bath
3403 Sqft
0.58 Acres
Status: Active | Days on site: 20
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ESCN - E7741,E7781
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Harrison Lilly Team
Owner/Operator

House Description

Deepwater Boat Slip! 136 Indian Bayou Dr. is a 4BR, 3.5BA waterfront home in the desirable Indian Bayou neighborhood with prized deepwater access. A standout feature of the property is its substantial dock and boat slip, capable of accommodating a 45-50 ft. boat, with additional dockage for multiple boats and other watercraft. The dock also features a large deck and fish-cleaning station. A designated No Wake Zone begins at the outer edge of the property, an especially desirable feature that reduces passing boat wakes at the dock and along the shoreline while still providing convenient access to Choctawhatchee Bay and the Gulf. The heartbeat of the home is the great room which is a welcoming gathering place and a central access point to the kitchen, two dining areas the screened enclosure - which includes a swimming pool - outdoor covered kitchen with large counter/bar in an relaxing waterfront setting. The kitchen adjoins the breakfast/dining area and features, an island with smooth cooktop, breakfast bar, built-in menu desk, and stainless appliances. A separate formal dining room provides additional entertaining space. The first-floor primary suite accesses the pool deck. Primary suit bath features double-sink vanities, garden tub, separate roll-in shower, 2 linen closets and a separate walk-through closet. Crown moulding is featured in all 4 bedrooms. The three full baths have upgraded showers or shower/tub combinations. The living room and primary suite open to the large, screened pool lanai overlooking the dock and Indian Bayou. The outdoor living area includes an outdoor kitchen and convenient half-bath. Recent improvements include fresh interior and garage paint, new carpet, a new garage door & lift, new decking on a portion of the dock. Additionally, a Generac natural gas generator, exterior window shutters, central vacuum system, circular driveway with 7+ car parking and unfinished but hard floored attic for additional storage. Indian Bayou is an established waterfront and golf course neighborhood, situated along the boat friendly waters of Indian Bayou, with access to Choctawhatchee Bay, the Intracoastal Waterway and the Gulf of America through East Pass. This property is ideal for homeowners who want to enjoy the boating and golfing lifestyle in Destin.

Highlights

Listed by Janette A Klein , 850-585-7872 and Johnny Milan LLC , 850-419-4311 Scenic Real Estate , 850-830-8030. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.58

Year Built

1989

County

Okaloosa

Area

14 - Destin

Neighborhood

Indian Bayou

Listing ID

1011320

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:2
Appliances:Auto Garage Door Opn, Central Vacuum, Cooktop, Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Built-In Bookcases, Ceiling Cathedral, Ceiling Crwn Molding, Fireplace, Kitchen Island, Lighting Recessed, Newly Painted, Pantry, Pull Down Stairs, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Covenants,Level,Restrictions,Sidewalk,Unit Waterfront,Bayou,Shore - Natural,Shore - Seawall
Lot Dimensions:160X104
Zoning:Resid Single Family
Others:
  • ▪ Additional:Boat Slip, Boatlift, Dock, Fenced Back Yard, Lawn Pump, Sprinkler System, Deck Open, Patio Covered, Porch Screened, Fenced Privacy
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$8,558
Taxes
$681

Home Price

$1,549,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$309,800
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Monthly Price:
$8,558.00

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,558.00 $681.37 $0.00 $9,239.37
Yearly $102,696.02 $8,176.38 $0.00 $110,872.40
Total $3,080,880.68 $245,291.40 $0.00 $3,326,172.08

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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