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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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105 Indian Bayou Dr , Destin, FL 32541
$899,900
Est. Payment: $4,564.12/mo
3 Bed
4 Bath
3682 Sqft
Status: active | Days on site: 332
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

OPEN HOUSE 12-3PM AUGUST 16th, 2026. Step into a home where every detail has been thoughtfully curated to impress & inspire. This fully renovated designer residence welcomes you with a breathtaking foyer featuring a mosaic compass inlay set in marble flooring, soaring vaulted ceilings & a statement chandelier that immediately sets an elegant tone. The expansive main living area is both grand & inviting, showcasing rich bamboo flooring, dramatic vaulted ceilings with cypress beams & a striking marble fireplace framed by custom travertine display niches. Natural light pours in through walls of windows, offering beautiful views of the manicured grounds & circular drive. Designed for both intimate dinners & memorable gatherings, the formal dining room glows into a home where every detail has been thoughtfully curated to impress & inspire. This fully renovated designer residence welcomes you with a breathtaking foyer featuring a mosaic compass inlay set in marble flooring, soaring vaulted ceilings & a statement chandelier that immediately sets an elegant tone. The expansive main living area is both grand & inviting, showcasing rich bamboo flooring, dramatic vaulted ceilings with cypress beams & a striking marble fireplace framed by custom travertine display niches. Natural light pours in through walls of windows, offering beautiful views of the manicured grounds & circular drive. Designed for intimate dinners & memorable gatherings, the formal dining room glows beneath 2 dazzling crystal chandeliers & overlooks your private backyard oasis - complete with lush landscaping, a heated pool & spacious paver entertaining areas. At the heart of the home, the chef's kitchen is as functional as it is stunning, featuring custom cabinetry, granite countertops, Spanish tile flooring & premium appliances including a 5-burner gas cooktop & four-door refrigerator. It opens seamlessly to a dramatic great room with a granite-clad fireplace & a sunlit breakfast area that captures serene pool & garden views. The primary suite is a true retreat, offering travertine flooring, dual ceiling fans, a generous walk-in closet & French doors leading directly to the pool. A private adjoining office with custom mahogany built-ins provides the perfect work-from-home space. The spa-inspired primary bath elevates daily living with marble finishes, dual vanities, a luxurious walk-in shower with multiple massage heads & ample closet space. Two beautifully appointed guest suites each feature their own en-suite baths with marble & designer glass finishes, with one enhanced by a sparkling crystal chandelier for an added touch of elegance. Step outside to your own private sanctuary, where mature tropical landscaping, ambient lighting & a built-in stainless steel grill create the ideal setting for relaxation or entertaining under the stars. Additional highlights include hurricane-rated windows & doors, a spacious laundry room with abundant storage & an oversized two-car garage. Located just steps from the Bay in the sought-after Indian Bayou community--featuring sidewalks, low HOA fees & access to a semi-private Golf & Country club--this exceptional home offers a rare blend of luxury, comfort & effortless Florida living. All information deemed to be correct, but buyers agent to verify all data & information important.

Highlights

Listed by William A Flynn , 850-428-2424 and Catherine H Hicks , 850-586-5301 Berkshire Hathaway Home Services PenFed Realty , 850-267-0013. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.39

HOA Fee

Year Built

1980

County

Okaloosa

Area

14 - Destin

Neighborhood

Indian Bayou

Listing ID

987866

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Double, Range Hood, Refrigerator, Stove/Oven Gas, Washer, Water Heater - Elect, Water Heater - Gas
Air Cond:Ceiling Fans
Fireplaces:Fireplace Gas
Floor:Floor Hardwood,Floor Marble,Floor Tile
Other:
  • Additional:Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Vaulted, Fireplace 2+, Lighting Recessed, Lighting Track, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Sidewalk,Within 1/2 Mile to Water
Lot Dimensions:142 X 120 X 142 X 120
Zoning:Resid Single Family
Others:
  • Additional:Rain Gutter, BBQ Pit/Grill, Fenced Back Yard, Lawn Pump, Pool - Gunite Concrt, Sprinkler System, Patio Open, Fenced Privacy
Sewer:Public Sewer
Parking Features:Guest
Principal Interest
$4,564
Taxes
$369
HOA
$0

Home Price

$899,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$179,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,564.12

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,564.12 $368.88 $0.00 $4,933.01
Yearly $54,769.48 $4,426.60 $0.00 $59,196.08
Total $1,643,084.28 $132,798.00 $0.00 $1,775,882.28

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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