Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

510 Gulf Shore Dr Unit 102 , Destin, FL 32541
$540,000
Est. Payment: $2,983.42/mo
2 Bed
1 Bath
1066 Sqft
Status: Active | Days on site: 41
Get Pre-Qualified
EAMF - E29280
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

This beautifully updated 2-bedroom, 2-bath Gulf-front condo at Holiday Surf & Racquet is a rare opportunity priced to sell -- ideal as a second home or high-performing rental. $62K in 2023, $55K in 2024, $56K in 2025. Located on the first floor with parking right outside the front door, convenience is unmatched -- no elevators or stairs to contend with. Step directly from your private patio to the deeded beach or the community pool and enjoy views from both the living room and primary bedroom. Highlights include: Tile flooring throughout Washer and dryer in-unit. New microwave, stove/oven, and dishwasher Updated bathrooms with tiled shower walls, tubs, vanities, mirrors, and modern lighting. Fresh paint, beadboard accents, and new furniture including sleeper sofa, bar stools, and patio seating. This unit comfortably sleeps 8 guests and generated strong rental income, showcasing its strong investment potential. Holiday Surf & Racquet is a well-established, gated community on Holiday Isle, close to the Destin Harbor and local attractions. Amenities include tennis courts, a large pool, private beach access, and now the added bonus of front-door parking. Turnkey-ready. Call today to schedule a private tour of Unit 102 and see what beachfront living can be!

Highlights

Listed by Tibor Pollak , 850-502-9061 Anchor Realty Florida , 850-653-3333. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Year Built

1975

County

Okaloosa

Area

14 - Destin

Neighborhood

Holiday Surf & Racquet Club

Listing ID

1010711

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Air Cond:Central Air,Gas
Fireplaces:

Exterior Features

Others:
  • ▪ Additional:Pool - House, Sauna/Steam, Shower, Tennis Court
Sewer:Public Sewer
Principal Interest
$2,983
Taxes
$469

Home Price

$540,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$108,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,983.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,983.42 $468.81 $0.00 $3,452.23
Yearly $35,801.07 $5,625.67 $0.00 $41,426.74
Total $1,074,032.00 $168,770.10 $0.00 $1,242,802.10

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:00:03.000Z

© 2026 Emerald Coast Multiple Listing Services