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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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524 Vera Cruz Dr , Destin, FL 32541
$2,245,000
Est. Payment: $12,403.30/mo
4 Bed
2 Bath
2166 Sqft
0.27 Acres
Status: Active | Days on site: 93
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EDR4 - E25504
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
Owner/Operator
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House Description

This spacious waterfront home enjoys a stunning location right on a deepwater mooring with two boat lifts and easy access to the harbor and gulf. Even when you're not out on the water, the private pool and hot tub provide canal views while the party-sized observation deck is the ultimate place to view seasonal fireworks and breathtaking sunsets. Inside, the home continues to maximize those waterfront views with an open concept living space and chef's kitchen finished to a high standard of luxury. Gleaming tile floors flow through each beautifully furnished space while the cathedral ceiling provides a sense of airy spaciousness.
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Highlights

Listed by Whitney E Cooley , 850-368-5782 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.27

Year Built

1981

County

Okaloosa

Area

14 - Destin

 Neighborhood

Holiday Isle

Listing ID

997269

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Trash Compactor, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Laminate,Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Vaulted, Lighting Recessed, Washer/Dryer Hookup

Exterior Features

Lot:Bulkhead/Seawall,Cleared,Interior,Within 1/2 Mile to Water,Intracoastal Wtrwy,Canal
Lot Dimensions:90x128
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Boat Slip, Dock, Hot Tub, Shower, Deck Open, Patio Open, Fenced Lot-Part, Fenced Privacy
Parking Features:Garage,Boat,Guest,Oversized
Principal Interest
$12,403
Taxes
$1,089

Home Price

$2,245,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$449,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$12,403.30

Principal

Taxes

Principal Taxes HOA Total
Monthly $12,403.30 $1,088.83 $0.00 $13,492.13
Yearly $148,839.62 $13,066.00 $0.00 $161,905.62
Total $4,465,188.59 $391,980.00 $0.00 $4,857,168.59

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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