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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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517 Osceola Dr , Destin, FL 32541
$1,875,000
Est. Payment: $9,509.65/mo
3 Bed
3 Bath
2308 Sqft
Status: active | Days on site: 132
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Waterfront luxury meets effortless coastal living--this is the Emerald Coast dream, fully realized. 90 feet of prime waterfront, private boat slips, jet ski lifts, a resort-style pool, and deeded beach access within a short bike or golf cart ride. This is where boating days, beach sunsets, and effortless entertaining become your everyday reality. Launch from your private dock and be at Crab Island or in the Gulf in under 10 minutes. Whether it's boating, fishing, or dock-to-dinner nights via water taxi, this location delivers the ultimate coastal lifestyle. Offered turnkey and fully furnished, this home is ready to generate income or unforgettable memories from day one.Start your mornings with coffee and sunrise views from expansive wraparound balconies. Spend your days entertaining by the heated pool and spa, grilling on the deck, or unwinding fireside while casting a line from your private dockFirst level features two large garages, a bedroom, full bath, laundry, and a massive bonus space perfect for a game room, bunk room, or office. Second level showcases two spacious waterfront primary suites, each with private balcony access, en-suite baths, and walk-in closets The heart of the home is a generous open-concept kitchen and living area centered around a cozy fireplace--ideal for gathering after a day on the water. Whether you're building your investment portfolio, searching for a second home, or ready for full-time coastal living,The only thing missing is you. Schedule your private viewing now and experience it firsthand.

Highlights

Listed by Crystal D Newborn , 850-333-1712 and The Ketchersid Team , 850-344-9848 The Ketchersid Group LLC , 850-344-9848. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.27

HOA Fee

Year Built

1981

County

Okaloosa

Area

14 - Destin

Neighborhood

Holiday Isle

Listing ID

998328

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Freezer, Ice Machine, Microwave, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Wine Refrigerator
Air Cond:Central Air
Fireplaces:Fireplace
Other:
  • Additional:Breakfast Bar, Ceiling Beamed, Ceiling Raised, Ceiling Vaulted, Fireplace, Lighting Track, Newly Painted, Owner's Closet, Pantry, Shelving, Split Bedroom, Walls Paneled, Washer/Dryer Hookup, Wet Bar

Exterior Features

Lot:Bulkhead/Seawall,Covenants,Dead End,Interior,Level,Within 1/2 Mile to Water,Intracoastal Wtrwy,Canal,Harbor
Lot Dimensions:130x90
Zoning:City, Resid Single Family
Others:
  • Additional:Balcony, BBQ Pit/Grill, Boat Slip, Boatlift, Dock, Fenced Back Yard, Hot Tub, Hurricane Shutters, Lawn Pump, Pool - Gunite Concrt, Shower, Sprinkler System, Deck Covered, Deck Open, Patio Covered, Porch, Porch Open, Fenced Lot-Part
Sewer:Public Sewer
Parking Features:Garage,Boat,Golf Cart Enclosed,Golf Cart Open,Guest,Oversized
Principal Interest
$9,510
Taxes
$1,195
HOA
$0

Home Price

$1,875,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$375,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,509.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,509.65 $1,195.31 $0.00 $10,704.96
Yearly $114,115.75 $14,343.75 $0.00 $128,459.50
Total $3,423,472.64 $430,312.50 $0.00 $3,853,785.14

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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