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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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105 Durango Rd , Destin, FL 32541
$995,000
Est. Payment: $5,497.23/mo
3 Bed
3 Bath
1558 Sqft
Status: Active | Days on site: 2
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Harrison Lilly Team
Owner/Operator

House Description

Life on the harbor takes center stage at this renovated waterfront townhome, where a deeded 40-foot boat slip with lift places days on the water just steps from home. Set along the protected canals of Destin Harbor with nearby private beach access, the turnkey residence offers an exceptional setting for those who want boating, beach days and refined coastal living within easy reach. Spanning 1,558 square feet across two thoughtfully designed levels, the three-bedroom, three-bath custom townhome has been meticulously updated throughout. Vaulted ceilings and exposed beam detailing bring architectural character to the bright, open living and dining areas, while hardwood and tile flooring, custom furnishings and curated coastal décor create a polished yet relaxed atmosphere. The renovated kitchen is designed for everyday living and entertaining, with stainless steel appliances, ample cabinetry, a generous breakfast bar, and modern lighting. Its open connection to the dining and living areas keeps the waterfront lifestyle at the heart of the home. Two levels of outdoor living extend the residence toward the harbor. A covered water-level patio provides a shaded retreat just steps from the private boat slip, while an expansive upper deck with a built-in grill station offers generous space for alfresco dining, entertaining and enjoying the harbor breeze. The first-floor primary suite features direct access to the outdoor living area, a custom closet system and an updated bath with a soaking tub, glass-enclosed shower and designer tile work. A split-bedroom floor plan provides privacy for family and guests, with two additional bedrooms and two full baths completing the layout. With direct water access, a deeded 40-foot boat slip with lift, private beach access and a comprehensive renovation, this harborfront residence offers an amazing opportunity for full-time waterfront living or a sophisticated coastal retreat centered around life on the water.

Highlights

Listed by Corey C Ledbetter , 850-240-2449 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Year Built

1982

County

Okaloosa

Area

14 - Destin

Neighborhood

Holiday Isle

Listing ID

1012816

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Ceiling Raised, Ceiling Vaulted, Washer/Dryer Hookup

Exterior Features

Lot:Bulkhead/Seawall,Flood Insurance Req,Within 1/2 Mile to Water,Canal
Lot Dimensions:31X105
Zoning:Resid Multi-Family
Others:
  • ▪ Additional:Balcony, Boat Slip, Deck Open, Patio Covered
Sewer:Public Sewer
Principal Interest
$5,497
Taxes
$570

Home Price

$995,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$199,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,497.23

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,497.23 $569.50 $0.00 $6,066.73
Yearly $65,966.78 $6,834.00 $0.00 $72,800.78
Total $1,979,003.41 $205,020.00 $0.00 $2,184,023.41

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T02:54:18.000Z

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