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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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413 Henderson Cottage Way , Destin, FL 32541
$1,750,000
Est. Payment: $8,875.67/mo
4 Bed
4 Bath
2315 Sqft
Status: pending | Days on site: 116
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

The only available high-performing luxury cottage accommodating four bedrooms at Henderson Beach Resort with a proven track record of rental income! With private, deeded beach access just a short five-minute stroll away, you can indulge in beachside VIP chairs, food and beverage service while soaking up the sun. This 2024 cottage is ideally situated with direct access to lush green spaces, and a paved trail leads to an inviting lazy river pool and café. As an owner, enjoy unparalleled resort amenities and exclusive club privileges, including access to special events and a 20% discount on dining and spa services throughout the resort. The professionally appointed interior features Wolf appliances, designer furnishings, and artwork, all of which convey. The only available high-performing luxury cottage accommodating four bedrooms at Henderson Beach Resort with a proven track record of rental income! With private, deeded beach access just a short five-minute stroll away, you can indulge in beachside VIP chairs, food and beverage service while soaking up the sun. This 2024 cottage is ideally situated with direct access to lush green spaces, and a paved trail leads to an inviting lazy river pool and café. As an owner, enjoy unparalleled resort amenities and exclusive club privileges, including access to special events and a 20% discount on dining and spa services throughout the resort. The professionally appointed interior features Wolf appliances, designer furnishings, and artwork, all of which convey. This charming cottage boasts three spacious bedrooms with a flex room accommodating a fourth bedroom . A fully finished fourth-floor bonus retreat adds even more space -- a true kids' oasis complete with a sleeper sofa room, a half bath, and even an air hockey room and game room! It's the perfect escape for movie nights, friendly air hockey tournaments, and sleepovers. The home is complete with a two-car garage and is sold fully furnished. Choose to spend your days at the beach, unwind at the luxurious spa, or relax in the adults-only pool or breathtaking rooftop lounge. With six dining options ranging from casual bites to elegant rooftop dining, you'll never run out of culinary delights. Prefer the comfort of your cottage? Room service is just a text away! Don't miss out on this exclusive chance to own a club lifestyle at the Henderson Beach Resort in Destin, Florida.

Highlights

Listed by The Richards Group , 850-502-6035 and Scotty L Lisenbe , 850-420-9752 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

HOA Fee

Year Built

2024

County

Okaloosa

Area

14 - Destin

Neighborhood

Henderson Cottages

Listing ID

998930

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Washer, Water Heater - Elect
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Kitchen Island, Lighting Recessed, Owner's Closet, Shelving, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Within 1/2 Mile to Water,Zero Lot Line
Lot Dimensions:40WX70L
Zoning:Resid Single Family
Others:
  • Additional:Balcony, Patio Open
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$8,876
Taxes
$1,471
HOA
$0

Home Price

$1,750,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$350,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,875.67

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,875.67 $1,470.57 $0.00 $10,346.24
Yearly $106,508.04 $17,646.81 $0.00 $124,154.85
Total $3,195,241.13 $529,404.30 $0.00 $3,724,645.43

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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