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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4000 Gulf Terrace Dr Unit 166 , Destin, FL 32541
$309,000
Est. Payment: $1,707.18/mo
2 Bed
2 Bath
982 Sqft
Status: Active | Days on site: 38
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ELPT - E29277
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Harrison Lilly Team
Owner/Operator

House Description

Beautiful lakeside 2-bedroom, 2-bathroom condo--arguably one of the nicest units in the complex. This fully remodeled, turnkey property showcases exceptional craftsmanship and designer finishes throughout, including custom wood-paneled ceilings with LED-lit crown molding, beautiful luxury vinyl plank flooring, shiplap accent walls, custom tile backsplash in the kitchen. Featuring a custom walk-in tile shower with premium high-end fixtures. Custom tiled tub in the guest bath. Large flat-screen TVs are included in every room, along with a spacious full laundry room. All furniture, and fixtures convey, making this a truly move-in or rental-ready opportunity. Gated community offering three swimming pools (including a heated pool), grilling stations, and picnic areas, this property is just minutes from Destin's world-famous white-sand beaches, shopping, dining, and entertainment. Whether you're searching for a primary residence, vacation retreat, or income-producing investment, this exceptional condo checks every box.

Highlights

Listed by Lawson W Craft , 601-665-3179 LPT Realty LLC , 877-366-2213. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1973

County

Okaloosa

Area

14 - Destin

Neighborhood

Gulf Terrace Condominium Association

Listing ID

1008166

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Cooktop, Dishwasher, Dryer, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Lighting Recessed

Exterior Features

Lot:Lake
Others:
  • ▪ Additional:BBQ Pit/Grill
Sewer:Community Sewer
Principal Interest
$1,707
Taxes
$197
HOA
$0

Home Price

$309,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$61,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,707.18

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,707.18 $196.99 $0.00 $1,904.17
Yearly $20,486.17 $2,363.85 $0.00 $22,850.02
Total $614,584.98 $70,915.50 $0.00 $685,500.48

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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