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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4000 Gulf Terrace Dr Unit 245 , Destin, FL 32541
$200,900
Est. Payment: $1,109.94/mo
1 Bed
2 Bath
837 Sqft
Status: Active | Days on site: 91
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EBLI - E29035,E9011
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

10k toward buyers closing at full price !! (2 Baths) Completely renovated 1BR/2BA--one of the few with 2 full baths. New ac Installed New rewire, new paint, new fans and lights, new kitchen w/ granite & stainless appliances, new baths, no carpet, new textured ceilings/walls. Mid-town Destin near June Decker beach access. Gated 19-acre community w/ 3 pools, tennis, clubhouse; short-term rentals & pets allowed.
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Highlights

Listed by Deborah A Morton , 813-957-7383 and Edward G Thornburg Jr , 813-599-0519 Bay Living Inc , 813-948-0333. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1973

County

Okaloosa

Area

14 - Destin

 Neighborhood

Gulf Terrace Condo

Listing ID

1006449

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Other:
  • ▪ Additional:Newly Painted

Exterior Features

Lot:Lake
Others:
  • ▪ Additional:Balcony
Sewer:Community Sewer
Principal Interest
$1,110
Taxes
$126
HOA
$0

Home Price

$200,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$40,180
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,109.94

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,109.94 $126.24 $0.00 $1,236.18
Yearly $13,319.32 $1,514.86 $0.00 $14,834.18
Total $399,579.68 $45,445.80 $0.00 $445,025.48

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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