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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4000 Gulf Terrace Dr Unit 210 , Destin, FL 32541
$239,900
Est. Payment: $1,216.60/mo
2 Bed
1 Bath
982 Sqft
Status: active | Days on site: 3
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Imagine having your own place in Destin where every visit feels like a vacation and every day brings you closer to the coastal lifestyle you've always wanted. Welcome to Gulf Terrace Condominiums -- a beautifully remodeled condo offering the perfect combination of comfort, convenience, and opportunity in one of the Emerald Coast's most desirable destinations. Whether you're searching for a weekend escape, a seasonal retreat, or an investment property in a popular vacation destination, this condo provides the flexibility to enjoy Destin your way. From the moment you step inside, you'll appreciate the inviting coastal atmosphere and thoughtfully updated interior. The comfortable living space creates the perfect setting to relax after a day exploring the Emerald Coast, whether you're enjoying a quiet morning coffee, gathering with friends after a beach day, or unwinding after an evening out in Destin. The kitchen provides a functional space for preparing meals, enjoying casual breakfasts before heading out for the day, or creating memorable dinners after exploring everything the area has to offer. The layout offers an easy flow that makes everyday living simple while providing the comfort guests and owners appreciate in a coastal retreat. The peaceful bedrooms create a welcoming place to recharge after days spent enjoying the Gulf, boating, fishing, shopping, and local attractions. Whether you're escaping for the weekend, spending extended time along the coast, or welcoming guests, this condo provides the low-maintenance lifestyle many buyers are looking for. Step outside and experience everything Gulf Terrace has to offer. This gated community provides amenities designed for relaxed Florida living, including three community pools, tennis courts, BBQ grills, picnic areas, laundry facilities, and additional conveniences. Spend your afternoons relaxing poolside, enjoy outdoor gatherings with friends and family, or take advantage of the community amenities just steps from home. The location is what truly sets this opportunity apart. Gulf Terrace places you close to Destin's world-famous beaches, waterfront dining, shopping, entertainment, boating, fishing, and outdoor adventures. Spend your mornings walking along the shoreline, your afternoons exploring local attractions, and your evenings enjoying fresh Gulf seafood and unforgettable sunsets. For buyers looking for income potential, this property offers an excellent opportunity as a vacation rental-ready condo. The desirable location, remodeled interior, and community amenities create an appealing option for guests looking to experience everything Destin has to offer. Imagine having a place where you can create lasting memories with family and friends while owning a property in one of Florida's most sought-after coastal destinations. Whether you're looking for a personal getaway, a second home, or a flexible investment opportunity, Gulf Terrace Condo offers the chance to own a piece of the Destin lifestyle. Your next beach escape is waiting.

Highlights

Listed by Timothy G Whittemore , 850-933-6434 and Whittemore Group , 850-586-6703 LPT Realty LLC , 850-933-6434. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1973

County

Okaloosa

Area

14 - Destin

Neighborhood

Gulf Terrace Condo

Listing ID

1009792

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dishwasher, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Laminate,Floor Tile
Other:
  • Additional:Breakfast Bar, Owner's Closet, Pantry, Washer/Dryer Hookup

Exterior Features

Others:
  • Additional:Rain Gutter, BBQ Pit/Grill, Tennis Court
Sewer:Public Sewer
Principal Interest
$1,217
Taxes
$212
HOA
$0

Home Price

$239,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$47,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,216.60

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,216.60 $212.20 $0.00 $1,428.80
Yearly $14,599.21 $2,546.36 $0.00 $17,145.57
Total $437,976.42 $76,390.80 $0.00 $514,367.22

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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