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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4000 Gulf Terrace Dr Unit 2005 , Destin, FL 32541
$245,000
Est. Payment: $1,353.59/mo
2 Bed
2 Bath
982 Sqft
Status: Active | Days on site: 187
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EAJA - E30511
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Destin Condo Price Improvement! Vacant, easy show! Rare Find 2 Bedrooms 2 Bathrooms (full size) + Laundry Room with great central location. Gulf Terrace Condominium 0.8 miles to public beach access. Remodeled, Clean and Spacious! Both Tourists & Locals Love the Convenient Location. Short Term rentals Allowed, Active Airbnb! Furniture included. Community Features: Free Parking, Gated Entrances from HWY 98 and Airport Rd, Access to 3 swimming pools, Tennis/Pickleball court, Dog Park, EV chargers, maintained green areas, picnic tables & a lake. HOA Coverage: building insurance and exterior maintenance, water, internet, sewer, trash, landscaping, and maintenance of pools and gates. Owner pays Electric Only.
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Highlights

Listed by Alina Jackson , 850-533-7885 Waves of the Emerald Coast Realty LLC , 850-533-7885. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1973

County

Okaloosa

Area

14 - Destin

 Neighborhood

Gulf Terrace Condo

Listing ID

998893

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Owner's Closet, Pantry, Washer/Dryer Hookup

Exterior Features

Others:
  • ▪ Additional:Rain Gutter, BBQ Pit/Grill, Sprinkler System, Tennis Court
Sewer:Public Sewer
Principal Interest
$1,354
Taxes
$212
HOA
$0

Home Price

$245,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$49,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,353.59

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,353.59 $212.20 $0.00 $1,565.79
Yearly $16,243.08 $2,546.36 $0.00 $18,789.44
Total $487,292.30 $76,390.80 $0.00 $563,683.10

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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