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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4000 Gulf Terrace Dr Unit 193 , Destin, FL 32541
$210,000
Est. Payment: $1,065.08/mo
1 Bed
1 Bath
738 Sqft
Status: active | Days on site: 231
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Welcome to Gulf Terrace in the heart of Destin! This one-bedroom, one-bathroom condo has been completely remodeled and is ready for new owners. You'll love the updates throughout, including luxury vinyl plank flooring, a beautifully tiled shower, and a modern kitchen. It's being sold fully furnished and even includes a washer and dryer—making it completely move-in ready. Gulf Terrace offers fantastic amenities like swimming pools, tennis and pickleball courts, and gated access. The community is pet-friendly and also provides RV and boat storage, perfect for those who love to make the most of coastal living. Conveniently located less than one mile from Big Kahuna's Water Park, and close to shopping, dining, and Destin's famous white-sand beaches, this condo is ideal as a vacation getaway, investment property, or full-time home in one of the world's favorite beach destinations.
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Highlights

Listed by Bonnie A Seals , 850-240-0635 ERA American Real Estate , 850-651-2454. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1973

County

Okaloosa

Area

14 - Destin

 Neighborhood

Gulf Terrace Condo

Listing ID

989429

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • ▪ Additional:Washer/Dryer Hookup

Exterior Features

Lot:Lake
Others:
  • ▪ Additional:Patio Covered
Sewer:Public Sewer
Principal Interest
$1,065
Taxes
$134
HOA
$0

Home Price

$210,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$42,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,065.08

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,065.08 $133.88 $0.00 $1,198.96
Yearly $12,780.96 $1,606.50 $0.00 $14,387.46
Total $383,428.94 $48,195.00 $0.00 $431,623.94

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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