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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4000 Gulf Terrace Dr Unit 128 , Destin, FL 32541
$230,000
Est. Payment: $1,270.72/mo
1 Bed
1 Bath
738 Sqft
Status: Active | Days on site: 180
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EAM1 - E3361,E25799
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Welcome to Destin and your own beach get away! This Gulf Terrace condo is perfect for living the beach life full-time or for use as an income generating rental (short term is allowed!). It sleeps up to 6 guests, who will love its convenient location to everything Destin has to offer. All furnishings convey and, with renovations that include the kitchen, bedroom and bath, as well as new flooring, this unit is turn key ready! (HVAC is 2020 .) Located on the ground floor, this condo provides ease of access. When you're ready for action, you can take advantage of the pickle ball and tennis courts or one of the three pools the complex offers. Gulf Terrace Condos are a short distance to beaches, dining and Big Kahuna Water Park! Don't sleep on it--call for your private showing now!
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Highlights

Listed by Paula J Sherman , 850-218-0537 and Paige T King , 931-302-3750 ERA American Real Estate , 850-651-2454. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1973

County

Okaloosa

Area

14 - Destin

 Neighborhood

Gulf Terrace Condo

Listing ID

990647

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Dryer, Refrigerator, Smoke Detector, Smooth Stovetop Rnge, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Owner's Closet, Washer/Dryer Hookup

Exterior Features

Sewer:Public Sewer
Principal Interest
$1,271
Taxes
$197
HOA
$0

Home Price

$230,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$46,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,270.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,270.72 $197.44 $0.00 $1,468.16
Yearly $15,248.60 $2,369.32 $0.00 $17,617.92
Total $457,458.07 $71,079.60 $0.00 $528,537.67

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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