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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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662 Harbor Boulevard Unit 540 , Destin, FL 32541
$1,375,000
Est. Payment: $6,973.74/mo
4 Bed
4 Bath
2525 Sqft
Status: active | Days on site: 59
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Some waterfront homes offer beautiful views. Few offer a lifestyle that begins the moment you step outside your door! Perfectly positioned above the sparkling waters of Destin Harbor, this exceptional four-bedroom waterfront residence in the prestigious, gated Grand Harbor community combines over 2,525 square feet of luxurious living with one of the property's most coveted features--a Private Deep-Water Boat Slip with a 16,000-pound Lift. From morning cruises through Destin Harbor to sunset dinners by boat & effortless access to the East Pass, the Gulf of Mexico, Choctawhatchee Bay, & world-famous Crab Island, this is a residence designed for those who truly embrace Life On The Water. Offering breathtaking panoramic views of both the Destin Harbor & the emerald waters of the Gulf of Mexico, this remarkable residence lives more like a private waterfront home than a traditional condominium. Expansive windows & sliding glass doors fill the home with natural light while showcasing spectacular water views from nearly every room. Thoughtfully designed for both everyday living & effortless entertaining, the open-concept floor plan features generous gathering spaces, abundant storage, and seamless indoor-outdoor living centered around an oversized covered balcony complete with a built-in gas grill. Whether enjoying your morning coffee as boats leave the harbor or unwinding with spectacular sunsets over the Gulf, every space has been designed to capture the beauty & tranquility (MORE) with spectacular sunsets over the Gulf, every space has been designed to capture the beauty & tranquility of its extraordinary setting. The spacious living room features a gas fireplace and flows seamlessly into the dining area & well-sized chef's kitchen. Designed to impress, the kitchen offers a gas cooktop, double ovens, abundant custom wood cabinetry, a walk-in pantry, and an oversized breakfast bar with generous seating, making it equally suited for intimate family dinners or entertaining larger gatherings. The luxurious primary suite is a private waterfront retreat, complete with a sitting area, breathtaking harbor views, direct balcony access, and a spa-inspired bathroom featuring dual vanities, a jetted soaking tub, a separate walk-in shower with dual shower heads, a private water closet, & an oversized walk-in closet. Three additional guest bedrooms each feature private en suite bathrooms, ensuring exceptional comfort and privacy for family & guests. The fourth bedroom is currently utilized as a secondary living area, offering flexibility as a media room, executive office, hobby space, or additional sleeping quarters. A spacious laundry room provides additional storage, while the exterior storage room with power, conveniently located just outside the front door, offers ample space for beach gear, fishing equipment, water toys, or even an additional refrigerator. Enhancing the value of this extraordinary residence is the highly sought-after Private Boat Slip accommodating up to a 32-foot vessel with a 16,000-pound lift. Boat slips are limited within Grand Harbor, making this an exceptional opportunity for boating enthusiasts seeking immediate access to some of the finest boating destinations along the Emerald Coast. Spend your days cruising to waterfront restaurants, exploring Crab Island, fishing the Gulf, or enjoying the pristine waters of Choctawhatchee Bay-- all just moments from your private dock. Grand Harbor offers an owner-focused waterfront lifestyle with exceptional amenities, including a private marina, resort-style pool & spa overlooking the harbor, an expansive waterfront sun deck, outdoor gathering areas with elevated bar seating, a fitness center, covered garage parking, Tesla charging stations, abundant overflow parking, an owner's gathering room with a fireplace and large-screen television, a private board room, paddleboard & kayak launch, & a private community dog park. An exclusive overflow guest suite is available for visiting family & friends, allowing your guests to enjoy a comfortable stay while preserving the tranquility of your own residence. Unlike many Destin condominiums, Grand Harbor was thoughtfully designed for owners who value privacy, security, and a true residential atmosphere. With long-term rentals only, residents enjoy a quieter waterfront lifestyle without the constant turnover of weekly vacation guests, creating a community that feels more like an exclusive waterfront neighborhood than a resort. It is an ideal setting for a primary residence, an elegant second home, or a retirement retreat for buyers seeking an exceptional Coastal Lifestyle. This is not simply another luxury condominium competing with every waterfront property in Destin. It is one of the area's rare opportunities to own a private, owner-focused waterfront residence that includes a coveted deep-water boat slip, immediate Gulf access, panoramic harbor and Gulf views, & the peace of a true residential community. Whether you're relocating or simply searching for your forever home along the Emerald Coast, this exceptional residence offers a lifestyle that is increasingly difficult to find. Combining luxury, privacy, world-class boating access, and the unmatched Grand Harbor lifestyle, this remarkable waterfront home represents one of Destin's most exclusive offerings. Schedule your private showing or virtual tour today & experience waterfront living at its finest!

Highlights

Listed by Karen K Martineau , 850-499-6930 and Glenda W Lichorwic , 850-496-1400 RE/MAX Coastal Properties , 850-837-9900. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2000

County

Okaloosa

Area

14 - Destin

Neighborhood

Grand Harbor

Listing ID

1005824

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Double, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Hardwood,Floor Tile,Floor WW Carpet
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Fireplace, Lighting Recessed, Owner's Closet, Pantry, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Unit Waterfront,Gulf/Pass,Harbor
Others:
  • Additional:Balcony, BBQ Pit/Grill, Boat Slip, Dock, Hot Tub, Fenced Lot-All
Sewer:Public Sewer
Parking Features:Garage,Covered,Guest
Principal Interest
$6,974
Taxes
$928
HOA
$0

Home Price

$1,375,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$275,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,973.74

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,973.74 $927.74 $0.00 $7,901.48
Yearly $83,684.89 $11,132.89 $0.00 $94,817.78
Total $2,510,546.60 $333,986.70 $0.00 $2,844,533.30

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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