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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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662 Harbor Boulevard Unit 1040 , Destin, FL 32541
$3,200,000
Est. Payment: $16,228.11/mo
5 Bed
4 Bath
4315 Sqft
Status: active | Days on site: 69
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Grand Harbor Unit 1040 is a breathtaking penthouse offering 4,315 square feet of luxury waterfront living with panoramic views of both the harbor and Gulf of Mexico. From the dramatic lit spiraling staircase to the full Lutron automation system, designer motorized draperies, and custom ceiling designs throughout, every detail reflects an extraordinary level of finish. The chef's kitchen features Viking appliances, gas cooktop, double wall ovens, custom ornate cabinetry, granite countertops, wine refrigerator, ice maker, and a large island with sink. The living room offers a fireplace and built-in bookcases, while the spacious balcony includes a built-in gas grill -- all with stunning water views. Two master suites each feature trayed ceilings, private balcony access, and spa-quality baths with separate walk-in showers, soaking tubs, double vanities, and marble throughout. Additional highlights include a purpose-built media room with cinema sound, a home office with built-ins, and a full laundry room. A deeded boat slip with motorized lift is included. Community amenities include a gated entrance, pool, fishing dock, fitness center, covered parking, owners' gathering room, and a guest apartment available to owners' guests. This is Destin waterfront living at its finest.

Highlights

Listed by Tim Shepard , 850-259-4133 Destin Real Estate , 850-259-4133. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2000

County

Okaloosa

Area

14 - Destin

Neighborhood

Grand Harbor Destin Condo Unit 1040

Listing ID

1005294

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Electric, Washer, Wine Refrigerator, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Marble
Other:
  • Additional:Built-In Bookcases, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Fireplace, Kitchen Island, Lighting Recessed, Owner's Closet, Pantry, Split Bedroom, Upgraded Media Wing, Walls Wainscoting, Washer/Dryer Hookup

Exterior Features

Lot:Harbor
Others:
  • Additional:Balcony, BBQ Pit/Grill, Boat Slip, Boatlift, Dock
Sewer:Public Sewer
Parking Features:Covered
Principal Interest
$16,228
Taxes
$2,114
HOA
$0

Home Price

$3,200,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$640,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$16,228.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $16,228.11 $2,114.01 $0.00 $18,342.12
Yearly $194,737.33 $25,368.07 $0.00 $220,105.40
Total $5,842,119.80 $761,042.10 $0.00 $6,603,161.90

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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