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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3291 Scenic Highway 98 Unit 109 , Destin, FL 32541
$365,000
Est. Payment: $2,016.57/mo
1 Bed
1 Bath
692 Sqft
Status: Active | Days on site: 1
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PR.LPT001 - PR.11989
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to Grand Caribbean East Unit 109 -- a ground-floor gem in Destin's coveted Crystal Beach neighborhood with up to $58K in projected annual rental income -- rental projection report available upon request. Skip the stairs and step directly from your private patio onto the pool deck, where the pool, hot tub, and grilling area are just steps away -- an effortless experience that owners and rental guests absolutely love. Built-in bunk beds maximize sleeping capacity, a key driver of short-term rental performance. Grand Caribbean East is a low-density, three-story complex offering a relaxed, intimate coastal atmosphere compared to the larger resort-style properties along the Emerald Coast. When the beach calls, it's just a short walk across the street to Pompano Beach Access or the expanding Tarpon Beach Access -- which will soon include added parking, restrooms, and a park area, a long-term value enhancer for the entire neighborhood. Fully furnished and short-term rental allowed -- Unit 109 is truly turnkey. Whether you're seeking a personal Gulf Coast retreat or a high-performing investment property, this unit delivers the ideal combination of location, access, income potential, and effortless coastal living.

Highlights

Listed by ALYSA ALGIERE , 850-324-4130 LPT Realty , 877-366-2213. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

907 Monthly

Year Built

1995

County

Okaloosa

Area

17 - Okaloosa

Neighborhood

Grand Caribbean East Condo

Listing ID

796159

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Washer/Dryer Stacked, Electric Range, Electric Water Heater
Air Cond:Ceiling Fan(s)
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Roof:Metal
Parking Features:Paved,Parking Lot
Principal Interest
$2,017
Taxes
$306
HOA
$907

Home Price

$365,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$73,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,016.57

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,016.57 $305.66 $907.00 $3,229.23
Yearly $24,198.87 $3,667.92 $10,884.00 $38,750.79
Total $725,966.07 $110,037.60 $326,520.00 $1,162,523.67

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS