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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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205 N Saint Francis Dr , Destin, FL 32549
$1,489,000
Est. Payment: $8,226.51/mo
5 Bed
4 Bath
3240 Sqft
6490 Acres
Status: Active | Days on site: 39
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KWR001 - 18140
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Welcome to an exceptional short-term rental opportunity in the heart of Miramar Beach! Located in gated Emerald Waters Village, this Mediterranean-inspired 5-bedroom, 4-bath pool home with detached guest house accommodates 14+ guests and offers the space, privacy, and amenities vacationers love. The private courtyard pool creates a true resort-style setting, while the detached guest house features its own kitchen, living area, bedroom, and bath—perfect for large or multi-generational groups. Inside, soaring ceilings, open living spaces, granite countertops, stainless appliances, and abundant natural light make entertaining easy. Walk or golf cart to the sugar-white sand and Pompano Joe’s! Enjoy deeded beach access, two seasonally heated community pools, a 2-car garage plus parking, and easy access to Miramar Beach’s best dining, shopping, golf, and entertainment. Turnkey beach retreat with outstanding short-term rental potential. Rental and investment documentation available.
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Highlights

Listed by Natasha Jones , 850-803-3366 KELLER WILLIAMS REALTY GULF COAST , 850-471-5000. Pensacola Association of REALTORS®, Inc.

Property Type

Residential
Lot/Acreage
6490

HOA Fee

2120 Annually

Year Built

2007

County

Okaloosa

 Neighborhood

Emerald Waters Village

Listing ID

688167

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Gas Water Heater, Tankless Water Heater, Dryer, Washer, Built In Microwave, Dishwasher, Disposal, Microwave, Refrigerator, Oven, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Washer
Air Cond:Multi Units,ENERGY STAR Qualified Equipment,ENERGY STAR Qualified Room AC
Fireplaces:
Floor:Tile
Other:
  • ▪ Additional:Ceiling Fan(s)
Water:Public

Exterior Features

Lot:Central Access,Beach Access
Garage Capacity:2
Zoning:County
Roof:Clay Tiles/Slate
Others:
  • ▪ Additional:Resale
Sewer:Public Sewer
Parking Features:2 Car Garage
Principal Interest
$8,227
Taxes
$949
HOA
$2,120

Home Price

$1,489,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$297,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,226.51

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $8,226.51 $949.24 $2,120.00 $11,295.75
Yearly $98,718.13 $11,390.85 $25,440.00 $135,548.98
Total $2,961,543.79 $341,725.50 $763,200.00 $4,066,469.29

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T01:46:49.000Z

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