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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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245 Okeechobee Cove , Destin, FL 32541
$665,000
Est. Payment: $3,674.03/mo
4 Bed
3 Bath
2062 Sqft
0.28 Acres
Status: Pending | Days on site: 23
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EVNP - E29468,E29468
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 245 Okeechobee Cove, a Chris Roesller custom-built home located in the gated community of Emerald Lakes in Destin. Offering 4 bedrooms, 2.5 baths and 2,062 square feet, this well-appointed home features soaring 10 & 14-foot vaulted ceilings that create an impressive sense of space in the main living area. Hardwood flooring, tile and carpet are found throughout the home, with hardwood in the living room and primary bedroom. The home has benefited from numerous updates over the years, including a remodeled kitchen and primary bath, hurricane-impact garage door, newer gas water heater in 2021, and a 15 SEER HVAC in 2023. Step outdoors to a large screened-in patio offering plenty of space for relaxing, dining and entertaining. Beyond the patio, the backyard features a large pergola, brick pavers and a large garden area, creating a unique outdoor space to enjoy year-round with enough room to build a pool. Emerald Lakes is a gated Destin community with an impressive collection of amenities, including multiple lakes with walking paths, a large community pool, pickleball and tennis courts, basketball court and a playground. Conveniently located near Destin's beaches, shopping, dining and recreation, this home combines custom construction, generous indoor and outdoor living spaces, extensive updates and sought-after community amenities in one inviting property.

Highlights

Listed by Debra A Fraser , 850-376-4799 RE/MAX by the Sea , 850-424-3674. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.28

HOA Fee

Year Built

2000

County

Okaloosa

Area

14 - Destin

Neighborhood

Emerald Lakes

Listing ID

1011188

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Stove/Oven Dual Fuel, Washer, Water Heater - Gas
Air Cond:Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile,Floor WW Carpet
Other:
  • ▪ Additional:Ceiling Raised, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Cul-De-Sac,Restrictions,Within 1/2 Mile to Water
Lot Dimensions:118.10 x 137.23 x 72 x 115.23 x 59.45 x 31.25
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Lawn Pump, Pavillion/Gazebo, Sprinkler System, Patio Enclosed
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$3,674
Taxes
$208
HOA
$0

Home Price

$665,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$133,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,674.03

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,674.03 $208.41 $0.00 $3,882.44
Yearly $44,088.35 $2,500.97 $0.00 $46,589.32
Total $1,322,650.52 $75,029.10 $0.00 $1,397,679.62

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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