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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2934 Scenic Highway 98 Unit 503 , Destin, FL 32541
$879,000
Est. Payment: $4,458.12/mo
3 Bed
2 Bath
1286 Sqft
Status: pending | Days on site: 2
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Perched on the fifth floor of Emerald Dunes, this beautifully updated three bedroom, two bath Gulf-front condominium pairs sweeping views of the Emerald Coast with a relaxed coastal style designed for effortless beach living. Offered fully furnished and turnkey, the residence is ready to enjoy from day one, whether you're searching for a personal retreat, second home, or vacation rental opportunity. The open living, dining, and kitchen area is filled with natural light and oriented toward the Gulf, where sliding glass doors lead to a private covered balcony overlooking the sugar-white beaches and emerald waters. Coastal-inspired finishes, comfortable furnishings, granite countertops, stainless steel appliances, and a breakfast bar create an inviting space equally suited for quiet mornings by the water or gathering with family and friends after a day at the beach. The Gulf-facing primary suite provides a peaceful escape with water views and a spacious ensuite bath featuring a soaking tub, separate walk-in shower, dual vanity. A generously sized guest bedroom offers convenient access to the second full bath, while the third bedroom is thoughtfully arranged with built-in bunks, providing flexible accommodations for family and guests. Residents and guests enjoy direct deeded beach access along with a seasonally heated swimming pool, hot tub, grilling area, gated entry, and elevator access. Ideally positioned in the heart of Crystal Beach, Emerald Dunes is just minutes from Destin Commons, Henderson Beach State Park, grocery stores, restaurants, and many of the area's most popular shopping and entertainment destinations. Whether you're looking for a place to create lasting beach memories or a property with proven vacation rental appeal, this turnkey Gulf-front condominium offers an exceptional opportunity to enjoy everything the Emerald Coast has to offer.

Highlights

Listed by Spears Group , 850-710-2114 and Bradley S Smith , 850-598-6771 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1995

County

Okaloosa

Area

14 - Destin

Neighborhood

Emerald Dunes Condo

Listing ID

1008102

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • Additional:Breakfast Bar

Exterior Features

Lot:Gulf
Others:
  • Additional:Balcony
Sewer:Public Sewer
Principal Interest
$4,458
Taxes
$838
HOA
$0

Home Price

$879,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$175,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,458.12

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,458.12 $837.58 $0.00 $5,295.70
Yearly $53,497.47 $10,050.98 $0.00 $63,548.45
Total $1,604,923.97 $301,529.40 $0.00 $1,906,453.37

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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