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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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96 Garnet Pl , Destin, FL 32541
$1,294,999
Est. Payment: $6,567.31/mo
4 Bed
4 Bath
3860 Sqft
Status: active | Days on site: 417
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

NEW PRICE + RECENTLY REMODELED! Offering nearly 3,900 square feet along Emerald Bay's 15th green, this beautifully updated 4 bedroom, 4 bath home combines exceptional space, golf course frontage, bay views and a private screened pool in one of Destin's established gated communities. Designed for both everyday living and entertaining, the home features a desirable first floor master suite, soaring ceilings, multiple living spaces, an updated kitchen with oversized island, an oversized driveway and a 2.5 car garage. The spacious master retreat includes an impressive 15 x 22 custom walk in closet with a hidden safe room, one of the home's most memorable features. Upstairs offers additional bedrooms, flexible gathering space, a second level balcony and a newly remodeled shower in the upstairs bedroom suite. More than $90,000 in recent improvements include resurfacing of the pool, two updated HVAC systems, flooring, landscaping, interior improvements and more. With many of the major updates already completed, this home offers buyers the opportunity to move in and immediately enjoy the Emerald Bay lifestyle. Enjoy peaceful golf course views from the screened pool and lanai, glimpses of the bay, generous indoor and outdoor living spaces, and convenient access to everything Destin has to offer. Seller is motivated. Come see the space, setting and value this home offers in person.

Highlights

Listed by Kerry A Gerber , 1 850-830-7771 The Premier Property Group , 850-337-1555. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.23

HOA Fee

Year Built

1994

County

Okaloosa

Area

14 - Destin

Neighborhood

Emerald Bay Ph 1-B

Listing ID

979716

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Electric, Washer, Wine Refrigerator, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Ceiling Tray/Cofferd, Ceiling Vaulted, Fireplace 2+, Kitchen Island, Pantry, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Cul-De-Sac,Dead End,Golf Course,Within 1/2 Mile to Water
Lot Dimensions:80x128x80x119
Zoning:Resid Single Family
Others:
  • Additional:Balcony, Pool - Enclosed, Sprinkler System, Deck Open, Patio Enclosed
Sewer:Public Sewer
Principal Interest
$6,567
Taxes
$941
HOA
$0

Home Price

$1,294,999

Loan Details

30 yrs
6.528%

Down Payment

20%
$259,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,567.31

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,567.31 $941.47 $0.00 $7,508.78
Yearly $78,807.70 $11,297.68 $0.00 $90,105.38
Total $2,364,231.03 $338,930.40 $0.00 $2,703,161.43

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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