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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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927 Emerald Bay Dr , Destin, FL 32541
$724,000
Est. Payment: $3,671.99/mo
3 Bed
2 Bath
2162 Sqft
Status: active | Days on site: 169
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

PRICE REDUCED with NEW FLOORING TOO! Located in Destin's highly desirable Emerald Bay Golf Community, this warm & lifestyle driven 3-bedroom, 2-bath home with separate office offers comfortable coastal living in a prime Destin location. The popular split-bedroom floor plan provides privacy & functionality for everyday living & hosting guests. Inside, you'll find plantation shutters, newer Samsung appliances & lots of cabinet space with granite in the kitchen. One of the home's standout features is the 377 square foot heated/cooled sunroom which perfect for year-round enjoyment & makes the square footage total 2,539.....ideal for relaxing, entertaining or use as additional living space. Did we mention BRAND NEW ROOF.... brand new metal roof adds long-term value. Situated in a golf community on the bay, residents enjoy a scenic setting with convenient access to Destin's beaches, dining, shopping, and entertainment. This home offers an excellent blend of comfort, durability, and location! Low HOA fee....$254/quarter and in X Flood Zone!

Highlights

Listed by Joseph Nacchia , 850-865-0482 Berkshire Hathaway Home Services PenFed Realty , 850-267-0013. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.24

Year Built

1996

County

Okaloosa

Area

14 - Destin

Neighborhood

Emerald Bay Ph 1-B

Listing ID

993708

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Dryer, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:

Exterior Features

Lot Dimensions:81 X 139 X 80 X 127
Zoning:Resid Single Family
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$3,672
Taxes
$483

Home Price

$724,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$144,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,671.99

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,671.99 $482.78 $0.00 $4,154.77
Yearly $44,063.90 $5,793.39 $0.00 $49,857.29
Total $1,321,916.90 $173,801.70 $0.00 $1,495,718.60

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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