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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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674 Emerald Bay Dr , Destin, FL 32541
$739,000
Est. Payment: $3,748.07/mo
3 Bed
3 Bath
1984 Sqft
Status: active | Days on site: 127
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

PRIVATE POOL. GOLF COURSE FRONTAGE. SOLD FURNISHED. Welcome to effortless Destin living in Emerald Bay, one of the area's most desirable golf course communities. Perfectly positioned along the 15th fairway, this beautiful 3BR/3BA residence offers 1,984 sq ft of comfortable, thoughtfully curated living space. The interior feels warm and inviting, offering both comfort and functionality. The outdoor living experience is a true highlight, featuring a private pool and lanai with peaceful golf course views and a hint of the bay beyond. Living in the established golf community of Emerald Bay offers the rare combination of peaceful residential living and outstanding convenience-- just minutes from Destin's beaches, restaurants, shopping, entertainment, and everything that the Emerald Coast has to offer. This home is being sold fully furnished, offering an easy turn-key opportunity for buyers seeking a primary residence or second home in Destin. Most recent major updates to this home include new roof and exterior paint (2024), along with a paver driveway. Come check it out today!
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Highlights

Listed by Alison S Sanders , 334-790-3251 Sanders Beach Realty LLC , 850-608-3209. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.15

HOA Fee

Year Built

1993

County

Okaloosa

Area

14 - Destin

 Neighborhood

Emerald Bay Ph 1-B

Listing ID

999923

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace
Floor:Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Vaulted, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Restrictions,Within 1/2 Mile to Water
Lot Dimensions:60 x 114 x 108
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Pool - Enclosed, Sprinkler System
Sewer:Public Sewer
Principal Interest
$3,748
Taxes
$433
HOA
$0

Home Price

$739,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$147,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,748.07

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,748.07 $433.03 $0.00 $4,181.10
Yearly $44,976.82 $5,196.41 $0.00 $50,173.23
Total $1,349,304.68 $155,892.30 $0.00 $1,505,196.98

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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