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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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66 Garnet Pl , Destin, FL 32541
$990,000
Est. Payment: $5,469.61/mo
3 Bed
3 Bath
2635 Sqft
0.2 Acres
Status: Active | Days on site: 188
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EHSF - E4645
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

WOW!!! Look at the beautiful upgrades inside this newly remodeled home in exclusive EMERALD BAY... DIRECTLY ON GOLF COURSE WITH BEAUTIFUL BAY VIEWS HOLE 15.......NO SHORT TERM RENTALS HERE. NO THROUGH TRAFFIC!! CUL DE SAC NAMED AREAS BEST GOLF COURSE!! Walk down to see EXCEPTIONAL SUNSETS in summer. Lights of mid bay bridge in the distance glimmer in the night sky....Have to see the natural light beeming into this home. Close to best restaurants....no driving miles to get to exceptional food and fun. Just a few houses and GREAT neighbors!! Buyer to verify all info. LAST HOME ON GARNET ACROSS STREET SOLD 3/10/2026 for 1,150,000 milliion!! This is a bargin!!!! SCHOOLS IMPORTANT Destin CHARTER SCHOOL Tuition Free Just a couple miles away destinhighschool.org
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Highlights

Listed by Cheryl A Allen , 850-460-6608 HomeSmart , 407-476-0461. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.2

HOA Fee

Year Built

1995

County

Okaloosa

Area

14 - Destin

 Neighborhood

Emerald Bay

Listing ID

991893

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Dryer, Microwave, Oven Double, Refrigerator, Washer, Water Heater - Gas
Other:
  • ▪ Additional:Fireplace, Newly Painted, Split Bedroom

Exterior Features

Lot:Cul-De-Sac,Golf Course,See Remarks
Lot Dimensions:110X80
Zoning:Resid Single Family
Others:
  • ▪ Additional:Pool - Enclosed, Shower, Sprinkler System, Porch Screened
Sewer:Public Sewer
Principal Interest
$5,470
Taxes
$273
HOA
$0

Home Price

$990,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$198,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,469.61

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,469.61 $273.49 $0.00 $5,743.10
Yearly $65,635.29 $3,281.86 $0.00 $68,917.15
Total $1,969,058.66 $98,455.80 $0.00 $2,067,514.46

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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