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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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25 Garnet Pl , Destin, FL 32541
$1,100,000
Est. Payment: $5,578.99/mo
4 Bed
4 Bath
3114 Sqft
Status: active | Days on site: 20
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Framed by panoramic views of the 17th fairway and the sparkling waters of the bay beyond, this beautifully updated custom residence offers an exceptional setting within Emerald Bay Golf Club. Designed for effortless living and memorable entertaining, the home pairs timeless architectural character with thoughtfully renovated interiors and an outdoor sanctuary that feels worlds away. The main residence welcomes you with soaring 10-ft. ceilings, abundant natural light, and an open floor plan that flows seamlessly from one gathering space to the next. A spacious living room is anchored by a gas fireplace and custom built-in shelving, while the formal dining area connects effortlessly to the chef's kitchen, complete with granite countertops, stainless steel appliances, a generous breakfast bar, and a butler's pantry for added convenience. French doors extend the living space outdoors to a screened porch and expansive paver patio overlooking the golf course, creating an inviting backdrop for morning coffee, evening cocktails, or alfresco dining. At the center of the home, a private screened courtyard creates a true backyard retreat. The heated pool features a dramatic seven foot waterfall and is complemented by a gas fireplace, outdoor shower, and multiple seating areas, offering exceptional privacy for year round relaxation and entertaining. Separated from the main residence by the courtyard, the carriage house provides outstanding flexibility for guests, extended family, or a private home office. Two generously sized bedrooms, a full bath, French doors, and abundant storage allow visitors to enjoy both comfort and independence. Additional highlights include updated finishes throughout the home, refined architectural details, and a layout that balances elegant entertaining with everyday functionality. Located within the gated Emerald Bay Golf Club community, residents enjoy access to one of the Emerald Coast's premier championship golf courses while remaining just minutes from sugar white beaches, world class boating, waterfront dining, shopping, and all the attractions that make Destin one of northwest Florida's most desirable places to call home.

Highlights

Listed by Damir Simovic , 314-704-0147 and JW Group , 850-218-8797 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.25

HOA Fee

Year Built

2005

County

Okaloosa

Area

14 - Destin

Neighborhood

Emerald Bay Ph 1-B

Listing ID

1008884

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Central Vacuum, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Gas, Warranty Provided, Washer, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas,Fireplace
Floor:Floor Tile
Other:
  • Additional:Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Guest Quarters, Lighting Recessed, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Corner,Covenants,Cul-De-Sac,Golf Course,Interior,Irregular,Level,Restrictions,Within 1/2 Mile to Water
Lot Dimensions:78.64 x 70.43 x 119.56 x 41.51
Zoning:Deed Restrictions, Resid Single Family
Others:
  • Additional:Columns, Hurricane Shutters, Lawn Pump, Pool - Enclosed, Pool - Gunite Concrt, Separate Living Area, Shower, Sprinkler System, Patio Enclosed, Porch Screened
Sewer:Public Sewer
Parking Features:Oversized
Principal Interest
$5,579
Taxes
$421
HOA
$0

Home Price

$1,100,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$220,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,578.99

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,578.99 $421.07 $0.00 $6,000.07
Yearly $66,947.91 $5,052.88 $0.00 $72,000.79
Total $2,008,437.28 $151,586.40 $0.00 $2,160,023.68

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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