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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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120 Garnet Pl , Destin, FL 32541
$1,250,000
Est. Payment: $6,339.76/mo
3 Bed
4 Bath
3373 Sqft
Status: pending | Days on site: 110
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

WHAT A VIEW! Catch your breath! The Choctawhatchee Bay, the Emerald Bay Golf Course and oh the sunset! This custom built one owner Bay Front home is on the 16th green and perfect for entertaining! Designed for your relaxed, elegant lifestyle! Soaring ceilings, crown molding and architectural details throughout! This house says QUALITY! Meticulously maintained and exquisitely appointed, this spacious home is ready to be enjoyed by you, your friends and family. Enter into the welcoming foyer and step into the expansive tiled great room with fireplace and wet bar. Enjoy sweeping golf course views from nearly every room, as the main living areas and primary suite open seamlessly to the outdoor space. No expense has been spared! The finishes in this home are first class and the space is very well utilized. Great storage, large living space & closets galore. The kitchen is as functional as it is inviting, with granite countertops, stainless steel appliances, a prep island, under-cabinet lighting, tiled backsplash, and custom cabinetry for storage.The en suite bath features a jetted tub, separate shower, dual vanities, a private water closet, and two closets, including a walk-in. Designed with everyday comfort in mind, the home also includes a laundry room and cabinetry. Truly move-in ready, this home offers a turn-key opportunity in one of the area's most sought-after communities. Located in an X flood zone with a low HOA, Emerald Bay provides access to golf, a clubhouse, tennis courts, and a community pool--all just minutes from shopping, dining, and the beach.

Highlights

Listed by Teri L Davis , and Dale Marie Martinez , 850-974-3203 Scenic Real Estate , 850-830-8030. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.19

HOA Fee

Year Built

2002

County

Okaloosa

Area

14 - Destin

Neighborhood

Emerald Bay Ph 1-B

Listing ID

1001370

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas,Fireplace
Floor:Floor Hardwood,Floor Tile,Floor WW Carpet
Other:
  • Additional:Breakfast Bar, Ceiling Raised, Kitchen Island, Lighting Recessed, Pantry, Pull Down Stairs, Wet Bar, Woodwork Painted

Exterior Features

Lot:Covenants,Cul-De-Sac,Golf Course,Interior,Restrictions,Within 1/2 Mile to Water
Lot Dimensions:50 x 110 x 112 x 111
Zoning:Resid Single Family
Others:
  • Additional:Balcony, Sprinkler System, Deck Open, Patio Covered, Patio Enclosed, Porch Open, Porch Screened
Sewer:Public Sewer
Principal Interest
$6,340
Taxes
$391
HOA
$0

Home Price

$1,250,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$250,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,339.76

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,339.76 $391.18 $0.00 $6,730.94
Yearly $76,077.17 $4,694.13 $0.00 $80,771.30
Total $2,282,315.09 $140,823.90 $0.00 $2,423,138.99

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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