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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1007 Emerald Bay Dr , Destin, FL 32541
$1,449,000
Est. Payment: $7,349.05/mo
5 Bed
4 Bath
4471 Sqft
Status: active | Days on site: 116
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Two brand-new A/C units (installed June 2026) and a whole-home Aqua Pro water filtration system! Welcome to this beautifully updated and redecorated two-story home, where timeless elegance meets relaxed coastal living. From the moment you enter the grand foyer with soaring 20-foot ceilings, you'll be welcomed by abundant natural light, breathtaking bay views, and thoughtfully designed coastal décor accented by walls of shiplap throughout the home, creating a bright, warm, and inviting atmosphere. Designed with both everyday living and entertaining in mind, this exceptional home features two living rooms, each with their own fireplace. Elegant crown molding throughout, beautiful chandeliers, and updated lighting and ceiling fans that create a warm yet sophisticated ambiance. Fresh interior and exterior paint, new tile flooring in select rooms, a designer kitchen backsplash, as well as new carpet throughout the upstairs, adds to the home's impressive list of improvements. A charming custom-built reading nook offers the perfect place to relax while enjoying peaceful views of the bay. The gourmet kitchen is truly the heart of the home, featuring a spacious island, wet bar, wine refrigerator, abundant workspace, and seamless flow into the main living areas--ideal for hosting everything from intimate gatherings to large celebrations, aided by 7 parking spaces. Additional highlights include two brand-new HVAC systems and the Aqua Pro water filter for the entire home.

Highlights

Listed by Laura K Varga , 281-236-9441 and James Z Varga , 281-650-4010 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.27

HOA Fee

Year Built

2015

County

Okaloosa

Area

14 - Destin

Neighborhood

Emerald Bay Ph 1-B

Listing ID

1000169

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Oven Continue Clean, Range Hood, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Washer, Wine Refrigerator
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Ceiling Vaulted, Fireplace 2+, Kitchen Island, Lighting Recessed, Lighting Track, Newly Painted, Pantry, Washer/Dryer Hookup, Wet Bar, Woodwork Painted

Exterior Features

Lot:Corner,Within 1/2 Mile to Water
Lot Dimensions:158' x 87' x 127' x 82'
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Lawn Pump, Sprinkler System, Patio Covered
Sewer:Community Sewer,Public Sewer
Parking Features:Garage,Oversized
Principal Interest
$7,349
Taxes
$623
HOA
$0

Home Price

$1,449,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$289,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,349.05

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,349.05 $622.57 $0.00 $7,971.63
Yearly $88,188.66 $7,470.89 $0.00 $95,659.55
Total $2,645,659.66 $224,126.70 $0.00 $2,869,786.36

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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