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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3890 Sand Dune Ct , Destin, FL 32541
$1,289,900
Est. Payment: $6,542.13/mo
4 Bed
4 Bath
3200 Sqft
Status: active | Days on site: 285
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

UNDER CONTRACT WITH 72-HOUR KICK OUT. Welcome to 3890 Sand Dune Ct, a stunning 4-bedroom, 3.5-bathroom lakefront home offering the perfect blend of modern comfort, elegant design, and the ultimate beachside lifestyle. Nestled within the exclusive gated community of Dunes of Destin, this residence delivers both tranquility and convenience, where scenic lake views meet the sugar-white sands of the Gulf, just a short stroll away via private, deeded beach access. Step inside to discover a bright, open-concept living space with soaring vaulted ceilings, abundant natural light, and seamless flow between the living, dining, and kitchen areas, ideal for both entertaining and everyday relaxation. The chef-inspired kitchen features a large center island, quartz countertops, stainless-steel appliances, custom cabinetry, and a sleek subway-tile backsplash. The spacious primary suite provides a peaceful retreat with high ceilings, serene water views, a walk-in closet with built-ins, and a spa-like bath complete with dual vanities, a freestanding soaking tub, and a walk-in shower. Three additional bedrooms (each with its own private bath) offer comfortable accommodations for family and guests, while the flexible loft space can easily serve as a playroom, office, or media lounge. Step outside to your private backyard oasis, where tropical landscaping, a covered patio, inground pool, and a paver terrace create the perfect setting for dining al fresco or evening cocktails by the lake. With deeded access to the private beach just a short walk away and resort-style amenities, this property offers an unmatched blend of serenity, style, and convenience. Moments from Destin's premier shopping, dining, and recreation, it delivers the ultimate expression of luxury coastal living. Fully furnished and turnkey, the home is rental ready. The property was owner-occupied, so there is no rental history available. Whether you're seeking a primary residence, second home, or luxury rental investment, 3890 Sand Dune Ct delivers unmatched comfort and coastal sophistication in one of Destin's most desirable communities. Don't miss your chance to make this exceptional lakefront retreat your ownschedule your private showing today!

Highlights

Listed by Hiller Group , EXP Realty LLC , 850-582-7653. Emerald Coast Multiple Listing Services

Property Type

Residential

HOA Fee

Year Built

2002

County

Okaloosa

Area

14 - Destin

Neighborhood

Dunes Of Destin

Listing ID

988571

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Breakfast Bar, Built-In Bookcases, Ceiling Raised, Elevator, Fireplace, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Interior,Sidewalk,Lake
Lot Dimensions:95x55
Zoning:Resid Single Family
Others:
  • Additional:Balcony, Columns, Lawn Pump, Deck Covered, Patio Covered, Fenced Lot-Part
Sewer:Public Sewer
Principal Interest
$6,542
Taxes
$822
HOA
$0

Home Price

$1,289,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$257,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,542.13

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,542.13 $822.31 $0.00 $7,364.44
Yearly $78,505.55 $9,867.74 $0.00 $88,373.29
Total $2,355,166.59 $296,032.05 $0.00 $2,651,198.64

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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