Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

3878 Sand Dune Ct , Destin, FL 32541
$2,350,000
Est. Payment: $11,918.76/mo
8 Bed
6 Bath
4506 Sqft
Status: active | Days on site: 348
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

A stunning lakefront estate in the heart of Destin, Florida, this eight-bedroom, six-bathroom retreat offers a rare combination of privacy, elegance, and walkable beach access. Located within a secure gated community and just minutes from the Gulf, this residence embodies coastal luxury at every turn. Spanning three thoughtfully designed levels, the home offers exceptional comfort and functionality. Recently updated with fresh paint, furnishings, and decor. On the first floor, a two-car garage provides ample storage, while a spacious recreation and workout room with a full bathroom including a stand-up shower creates the perfect space for active living. A large bunk room comfortably sleeps 6 to 8 guests, making it ideal for hosting extended family or vacation renters. The second floor serves as the main gathering level, where two generous bedrooms each with large walk-in closets complement the expansive living area. The open-concept kitchen is fully appointed with quartz countertops, upgraded appliances, and picturesque views of the lake. An oversized kitchen island with seating for eight offers a central hub for entertaining and casual dining. The spacious living room features ample seating, a built-in entertainment center, and access to one of the home's multiple outdoor decks. Two full bathrooms and a fully equipped laundry room complete this level. Upstairs, the third floor boasts four large fully furnished bedrooms and access to a private balcony and covered porch. The bathrooms are designed with quartz countertops, glass-enclosed showers, and double vanities for a spa-like feel. A Jack and Jill bathroom connects two of the guest bedrooms, both of which are appointed with queen beds and flat-screen TVs. Fully furnished and turnkey, the home is rental ready with a projected income of over $213,000 annually, offering an exceptional opportunity for investors or those seeking a second home along Florida's Emerald Coast. With deeded access to the private beach just a short walk away and resort-style amenities including a community pool, this property offers an unmatched blend of serenity, style, and convenience. Moments from Destin's premier shopping, dining, and recreation, it delivers the ultimate expression of luxury coastal living

Highlights

Listed by Spears Group , 850-710-2114 and Isaiah Denman , 850-687-1628 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.16

HOA Fee

Year Built

2006

County

Okaloosa

Area

14 - Destin

Neighborhood

Dunes of Destin

Listing ID

981271

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:8
  • Bathrooms:6
  • Full Bathrooms:6
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Washer, Wine Refrigerator, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas,Fireplace
Floor:Floor Tile,Floor Vinyl
Other:
  • Additional:Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Vaulted, Kitchen Island, Lighting Track, Newly Painted, Owner's Closet, Pantry, Shelving, Split Bedroom, Walls Mirrored, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Sidewalk,Within 1/2 Mile to Water,Lake
Lot Dimensions:0x0x0
Zoning:Resid Single Family
Others:
  • Additional:Balcony, BBQ Pit/Grill, Columns, Fenced Back Yard, Shower, Deck Enclosed, Deck Open, Patio Covered
Parking Features:Garage
Principal Interest
$11,919
Taxes
$2,240
HOA
$0

Home Price

$2,350,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$470,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$11,918.76

Principal

Taxes

Principal Taxes HOA Total
Monthly $11,918.76 $2,240.17 $0.00 $14,158.93
Yearly $143,025.08 $26,882.10 $0.00 $169,907.18
Total $4,290,752.38 $806,463.00 $0.00 $5,097,215.38

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

© 2026 Emerald Coast Multiple Listing Services