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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3464 Scenic Hwy 98 , Destin, FL 32541
$7,999,000
Est. Payment: $40,569.42/mo
8 Bed
7 Bath
4645 Sqft
Status: active | Days on site: 132
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Situated on a prime stretch of Scenic Highway 98, 3464 Scenic is a legacy Gulf-front residence offering 56 feet of linear beachfront and unobstructed views across Destin's eastern coastline. With over 4,600 square feet of interior living and multiple levels of outdoor space, this eight-bedroom estate delivers both scale and flexibility within one of the most coveted beachfront corridors on the Emerald Coast. The home's elevation offers commanding views from all primary living areas, including a 44-foot-long main living room that anchors the open-concept floor-plan. Walls of glass frame the Gulf, while wide balconies and deep porches blur the line between interior and exterior living. The kitchen connects seamlessly to both the dining and living spaces, allowing for uninterrupted sightlines and direct access to the beach-facing deck. Each of the eight bedrooms is thoughtfully positioned for privacy, with several offering en suite baths and private balconies. The home's layout easily accommodates large families or high-capacity rental groups, supported by multiple gathering spaces, ample storage, and an oversized two-car garage. The outdoor footprint includes a private beachfront pool, covered lounge areas, and a dune walkover that leads directly to the sandno roads to cross, no steps between you and the shoreline. With a proven rental history and an irreplaceable Gulf-front lot, 3464 Scenic Highway 98 offers both lifestyle and investment upside in a location that continues to outperform the broader market. Whether held as a private retreat or income-producing asset, this is coastal real estate with staying power.

Highlights

Listed by Spears Group , 850-710-2114 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

Year Built

2001

County

Okaloosa

Area

14 - Destin

Neighborhood

Destiny Shores S/D

Listing ID

994751

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:8
  • Bathrooms:7
  • Full Bathrooms:7
Appliances:Auto Garage Door Opn, Central Vacuum, Cooktop, Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Security System, Smoke Detector
Air Cond:Central Air
Fireplaces:Fireplace Gas
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Ceiling Vaulted, Fireplace, Lighting Recessed, Washer/Dryer Hookup, Wet Bar

Exterior Features

Lot:Bulkhead/Seawall,Coastal Setback,Flood Insurance Req,Level,Survey Available,Gulf
Lot Dimensions:56X124.7
Zoning:Resid Single Family
Others:
  • Additional:Balcony, Columns, Hot Tub
Sewer:Community Sewer
Principal Interest
$40,569
Taxes
$5,099

Home Price

$7,999,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$1,599,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$40,569.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $40,569.42 $5,099.36 $0.00 $45,668.78
Yearly $486,833.03 $61,192.35 $0.00 $548,025.38
Total $14,604,990.75 $1,835,770.50 $0.00 $16,440,761.25

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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