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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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93 Cayman Cove , Destin, FL 32541
$995,000
Est. Payment: $5,046.45/mo
3 Bed
3 Bath
2296 Sqft
Status: active | Days on site: 110
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

WOW! Beautifully furnished 3BR/3BA home in the highly sought-after gated community of Destiny West, located directly across the street from the beach. This well-maintained property offers the perfect blend of beach lifestyle, comfort, and investment potential--ideal as a primary residence, second home, or vacation rental. The home features excellent curb appeal with newly installed paver parking providing additional space for vehicles and golf carts. The front yard showcases beautiful palm trees, mature landscaping, and flowering plants that provide wonderful natural shade. Inside, the open floor plan is designed for relaxed coastal living and entertaining, featuring crown molding, striking beamed ceilings in the living room, and tile flooring throughout the first floor. Recent updates include new stainless steel appliances, fresh interior paint, and updated flooring completed in early 2024. Large windows throughout the home allow for abundant natural sunlight. Expansive sliding glass doors open to the covered lanai and patio, creating seamless indoor-outdoor living. The large backyard has an "oasis" feel and is perfect for outdoor dining and entertaining, with mature trees, lush landscaping, and natural shade creating a peaceful retreat. The backyard and surrounding neighborhood offer a quiet, relaxing setting rarely found this close to the beach. The home comfortably sleeps up to 10 guests with two king suites and a bunk room featuring two twin-over-twin bunks, each bedroom offers its own private bathroom. The second-floor primary suite includes a sitting area, covered balcony, walk-in shower, whirlpool tub, and Tempur-Pedic mattress. Destiny West offers resort-style amenities including a community pool, hot tub, tennis courts, fitness center, lush landscaping, and 24-hour gated security--just minutes from Destin's best restaurants, shopping, and entertainment. Turnkey, fully furnished, and move-in ready--an excellent opportunity to own in one of Destin's most desirable gated beach communities just steps from the sugar-white sands of the Emerald Coast.

Highlights

Listed by Shannyn P Stevenson , 850-259-1874 Newman Dailey Resort Properties , 850-837-1071. Emerald Coast Multiple Listing Services

Property Type

Residential

HOA Fee

Year Built

1999

County

Okaloosa

Area

14 - Destin

Neighborhood

Destiny S/D

Listing ID

997267

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Refrigerator, Smoke Detector, Washer
Air Cond:Ceiling Fans,Central Air,Gas
Fireplaces:Fireplace Gas
Floor:Floor Tile
Other:
  • Additional:Breakfast Bar, Built-In Bookcases, Ceiling Beamed, Ceiling Crwn Molding, Ceiling Raised, Lighting Recessed, Owner's Closet, Pantry, Shelving

Exterior Features

Lot Dimensions:50x150
Zoning:Resid Single Family
Others:
  • Additional:Hurricane Shutters, Lawn Pump, Sprinkler System, Tennis Court, Deck Open, Patio Covered, Patio Open, Porch
Principal Interest
$5,046
Taxes
$634
HOA
$0

Home Price

$995,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$199,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,046.45

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,046.45 $634.31 $0.00 $5,680.76
Yearly $60,557.43 $7,611.75 $0.00 $68,169.18
Total $1,816,722.82 $228,352.50 $0.00 $2,045,075.32

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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