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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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91 Vista Bluffs , Destin, FL 32541
$2,780,000
Est. Payment: $15,359.10/mo
4 Bed
5 Bath
3593 Sqft
0.18 Acres
Status: Active | Days on site: 13
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Harrison Lilly Team
Owner/Operator

House Description

A commanding waterfront estate in the heart of Destiny West, 91 Vista Bluffs pairs an extraordinary setting with the scale, privacy, and craftsmanship expected of a true Destin trophy property. Set along the largest lake within the community, the residence is positioned to capture a remarkable view corridor stretching across the water toward the Gulf. It is a setting that immediately separates this home from the rest, offering a sense of openness and tranquility while remaining just minutes from Destin's white-sand beaches, boating, dining, and entertainment. Every element of the residence has been considered with intention. The interiors are refined yet inviting, with exceptional finishes, custom details, and a thoughtfully designed floor plan that transitions seamlessly from everyday living to large-scale entertaining. The home has been meticulously maintained, preserving the quality and integrity of its construction throughout. Outside, the property takes on the feel of a private resort. Expansive terraces frame a dramatic pool and hot tub overlooking the lake, creating an effortless connection between the home and its waterfront setting. Lush landscaping and carefully placed architectural lighting transform the exterior after sunset, making evenings here every bit as memorable as the daytime views. Behind the secured gates of Destiny West, owners enjoy access to an exclusive collection of community amenities while remaining close to everything that makes Destin one of the most sought-after destinations on the Gulf Coast. Rarely does a property offer this combination of waterfront positioning, Gulf views, privacy, and enduring quality. 91 Vista Bluffs is an estate designed to be experienced, not simply seen. Private showings by appointment only with advance notice. Listing agent must accompany all showings.

Highlights

Listed by Spears Group , 850-710-2114 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.18

Year Built

2018

County

Okaloosa

Area

14 - Destin

Neighborhood

Destiny S/D

Listing ID

1011274

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Dual Fuel, Washer, Wine Refrigerator, Water Heater - Tnkls
Air Cond:Central Air
Fireplaces:Fireplace Gas,Fireplace
Other:
  • ▪ Additional:Fireplace

Exterior Features

Lot:Bulkhead/Seawall,Covenants,Survey Available,Within 1/2 Mile to Water,Lake
Lot Dimensions:60 x 126 x 125 x 60
Zoning:City
Others:
  • ▪ Additional:Hot Tub, Summer Kitchen
Sewer:Public Sewer
Parking Features:Garage,Golf Cart Enclosed
Principal Interest
$15,359
Taxes
$1,319

Home Price

$2,780,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$556,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$15,359.10

Principal

Taxes

Principal Taxes HOA Total
Monthly $15,359.10 $1,319.48 $0.00 $16,678.58
Yearly $184,309.19 $15,833.79 $0.00 $200,142.98
Total $5,529,275.85 $475,013.70 $0.00 $6,004,289.55

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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