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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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87 Cayman Cove , Destin, FL 32541
$980,000
Est. Payment: $4,970.38/mo
3 Bed
3 Bath
2158 Sqft
Status: active | Days on site: 161
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Where comfort meets coastal elegance, this furnished, extensively upgraded retreat captures the essence of life along the Emerald Coast. Nestled in the gated community of Destiny West, this home invites you to embrace a lifestyle where every day feels like a vacation--complete with a brand-new roof, all new interior paint, refinished cabinets, upgraded HVAC with UV system, new water heater, PLUS room for pool to be added. Inside, natural light fills a bright open-concept layout anchored by wide-plank luxury vinyl flooring and a sleek gas fireplace that sets a tone of warmth and sophistication. The chef's kitchen features upgraded counters, stainless steel appliances, a gas range, and an oversized breakfast bar that connects seamlessly to the living and dining areas perfect for gathering with friends after a day on the water. A built-in wet bar adds a touch of luxury for effortless entertaining, while upstairs, a secondary living area provides space to unwind or host movie nights. The primary suite is a serene escape with private balcony access, a spacious walk-in closet, and a spa-inspired bath with soaking tub and dual vanities. Two guest suites with a shared Jack-and-Jill bath complete the second level with comfort and style. Step outside to your private backyard oasis lush landscaping, paver walkways, and a cozy fire pit create the perfect setting to relax under the stars. As a resident of Destiny West, enjoy exclusive access to Club Destiny's resort-style amenities including a lagoon-style pool, hot tub, fitness center, and tennis and basketball courts all just a short golf cart ride to The Crab Trap, Piece of Cake, and the sugar-white sands of the Emerald Coast. Live who you are relaxed, refined, and right where you're meant to be.

Highlights

Listed by Abigail E Davis , 423-321-2590 Corcoran Reverie SRB , 850-231-5030. Emerald Coast Multiple Listing Services

Property Type

Residential

HOA Fee

Year Built

1994

County

Okaloosa

Area

14 - Destin

Neighborhood

Destiny S/D

Listing ID

997311

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Refrigerator W/IceMk, Stove/Oven Gas, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Vinyl
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Fireplace, Kitchen Island, Pantry, Wet Bar

Exterior Features

Lot:Interior,Level,Restrictions,Within 1/2 Mile to Water
Lot Dimensions:53 x 110 x 42 x 106
Zoning:Resid Single Family
Others:
  • Additional:Balcony, BBQ Pit/Grill, Fenced Back Yard, Sprinkler System, Porch, Fenced Lot-All, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$4,970
Taxes
$1,020
HOA
$0

Home Price

$980,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$196,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,970.38

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,970.38 $1,019.66 $0.00 $5,990.03
Yearly $59,644.50 $12,235.90 $0.00 $71,880.40
Total $1,789,335.03 $367,077.00 $0.00 $2,156,412.03

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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