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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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130 Cayman Cove , Destin, FL 32541
$1,099,500
Est. Payment: $6,074.58/mo
3 Bed
3 Bath
2324 Sqft
0.12 Acres
Status: Active | Days on site: 63
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EDVC - E31826
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to the coveted Destiny gated community! Ideally positioned in one of Destin's most sought-after neighborhoods, this home offers the perfect opportunity for a full-time residence, second home, or vacation rental investment. Designed for convenience and comfort, the home features main-level living with an open-concept layout that seamlessly connects the living, dining, and kitchen areas. The kitchen is well-appointed with granite countertops, stainless steel appliances, abundant cabinetry, and a breakfast bar, making it ideal for both everyday living and entertaining. Step inside to a light-filled foyer showcasing crisp white tones, soaring ceilings, and easy-care tile flooring. Plantation-shuttered windows and glass sliders invite in natural light while enhancing the home's coastal elegance. The living area is anchored by an inviting fireplace, creating a warm and welcoming atmosphere. The primary suite is a true retreat, offering a walk-in closet, private balcony, and a spacious ensuite featuring a garden tub, separate shower, and dual vanities. Outdoor living is just as impressive with a large, newly added back patio, perfect for relaxing or entertaining. The fenced backyard provides privacy, and the outdoor shower adds a practical coastal touch. One car attached garage and large lockable storage area. Residents of Destiny enjoy access to resort-style amenities, including a stunning community pool, hot tub, fitness center, tennis courts, and beautifully maintained grounds. Located just across the street from the Gulf of Mexico's sugar-white sands and emerald waters, this home truly offers the best of coastal living. Currently on a short term rental program and performing well.

Highlights

Listed by Renda J Fisher , 850-371-4452 Destin Vacation Company LLC , 850-371-4452. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

Year Built

1998

County

Okaloosa

Area

14 - Destin

Neighborhood

Destiny S/D

Listing ID

1001569

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Washer, Water Heater - Gas
Air Cond:Ceiling Fans
Fireplaces:Fireplace Gas,Fireplace
Floor:Floor Tile
Other:
  • ▪ Additional:Fireplace, Lighting Recessed, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Cul-De-Sac,Within 1/2 Mile to Water
Lot Dimensions:53x102x53x104
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Fenced Back Yard, Shower, Sprinkler System, Patio Covered, Porch Screened
Sewer:Public Sewer
Principal Interest
$6,075
Taxes
$855
HOA
$0

Home Price

$1,099,500

Loan Details

30 yrs
7.374%

Down Payment

20%
$219,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,074.58

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,074.58 $855.32 $0.00 $6,929.90
Yearly $72,894.95 $10,263.88 $0.00 $83,158.83
Total $2,186,848.49 $307,916.40 $0.00 $2,494,764.89

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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