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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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101 Vista Bluffs , Destin, FL 32541
$1,238,999
Est. Payment: $6,283.97/mo
3 Bed
4 Bath
2619 Sqft
Status: active | Days on site: 95
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to your new oasis nestled in the coveted community of DESTINY, one of Destin's most sought after gated beachfront neighborhoods in Crystal Beach. This is an occupied home. Please reach out to your favorite agent for a private showing. This beautifully refreshed home offers the perfect blend of coastal charm, comfort, and location. Nestled just steps from the sugar-white sands and emerald waters of the Gulf, this home is ideal as a primary residence, second home, or investment property - short term rentals are allowed and the community has a primary residence feel. Enjoy the relaxed luxury lifestyle that Destiny is known for, with beautifully maintained surroundings, a massive community seasonally heated pool and hot tub, tennis, pickleball, basketball, fitness center, and a community event space available for resident use. Step outside the gates to the adjacent bike/pedestrian path and James Lee Park, providing a spacious gulf front beach, amble parking, restrooms, restaurant, and more. This location is unbeatable, close to dining, shopping, and entertainment in Destin. Step inside this lake front retreat and check out the beautiful water views from every level. The first floor features an oversized two stall garage with ample room for your vehicles, toys, and golf cart plus room for storage. On this level you will find two lakefront bedrooms, one to include an ensuite bath, full bath, and a bonus space. The second level is defined by dramatic lake views and a beautiful chef's kitchen equipped with ample counter space, granite countertops and exceptional natural light. The living area is located adjacent to the kitchen and offers ample space for entertaining as well as a tranquil two-sided fireplace with direct access to a balcony to enjoy the sunset lake and gulf views. The oversized primary suite offers privacy and space with an ensuite bathroom complete with a large walk-in closet, dual vanities, oversized tub and walk in shower. The third floor offers an additional living space giving the home a five bedroom feel complete with a full wet bar that opens onto the newly upgraded Duradek rooftop sun deck overlooking the lake and gulf views. Whether you're spending the day at the beach, entertaining friends and family, or simply enjoying the coastal breeze from home, 101 Vista Bluffs captures the essence of Destin living. Don't miss this opportunity to own in one of the area's premier beach side communities. Pictures just don't do it justice. Call your favorite agent today to see it for yourself. * Fresh paint * 2026 HVAC * Tankless Water Heater * 2026 metal tile roof *

Highlights

Listed by Mandy M Reigart , 830-822-7535 Realty ONE Group Emerald Coast , 850-842-3211. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.19

HOA Fee

Year Built

2000

County

Okaloosa

Area

14 - Destin

Neighborhood

Destiny S/D

Listing ID

1002979

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Refrigerator W/IceMk, Stove/Oven Electric, Water Heater - Tnkls
Air Cond:Ceiling Fans
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Fireplace 2+, Lighting Recessed, Newly Painted, Owner's Closet, Shelving, Washer/Dryer Hookup, Wet Bar

Exterior Features

Lot:Cul-De-Sac,Sidewalk,Within 1/2 Mile to Water,Lake
Lot Dimensions:65x150
Zoning:City, Resid Single Family
Others:
  • Additional:Balcony, Sprinkler System, Patio Open
Sewer:Public Sewer
Parking Features:Garage,Oversized
Principal Interest
$6,284
Taxes
$707
HOA
$0

Home Price

$1,238,999

Loan Details

30 yrs
6.529%

Down Payment

20%
$247,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,283.97

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,283.97 $707.19 $0.00 $6,991.16
Yearly $75,407.63 $8,486.27 $0.00 $83,893.90
Total $2,262,228.90 $254,588.10 $0.00 $2,516,817.00

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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