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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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20 St Barts Bay , Destin, FL 32541
$3,295,000
Est. Payment: $16,711.62/mo
5 Bed
6 Bath
5193 Sqft
Status: active | Days on site: 354
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Exquisite turn-key Mediterranean style beach home located in the gated community of Destiny East. This home comes fully furnished, including all window treatments, bedding, kitchenware, and a 2017 6-seater Golf Cart. View the virtual video to appreciate the owner's attention to every beautiful detail and recent upgrades. The first floor features a bright living space with a fireplace, a game room, a dining room, a gourmet kitchen, a bar, and a guest bedroom with a full bath.All rooms boast high ceilings and custom millwork. The large gourmet kitchen includes granite countertops, breakfast bar, a Viking refrigerator, and quality appliances. A private pool is accessible off the living area. The second level offers the primary suite with an elegant primary bath, a fireplace, a sitting area, two walk-in closets, and a doorway to the second-level balcony. Additionally, three spacious guest bedrooms, each with private baths, are located on this level. These rooms also feature beautiful finishes, custom millwork, and high tray ceilings. Home has been used as a second home. The second-level balcony is easily accessible by guests. Destiny East is a gated community with two access points: north off Hwy 98 and south off Scenic Hwy 98. The community is convenient to the Destin Airport, championship golf courses, restaurants, shopping, minutes to The Commons and Grand Boulevard. The best part ~ White Sand Beaches of Destin! Buyer to verify all dimensions.

Highlights

Listed by Robert E Ward , 850-585-4101 RE/MAX by the Sea , 850-424-3674. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.21

Year Built

2010

County

Okaloosa

Area

14 - Destin

Neighborhood

Destiny East Ph 1

Listing ID

981609

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:6
  • Full Bathrooms:5
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Central Vacuum, Cooktop, Dishwasher, Ice Machine, Microwave, Oven Double, Range Hood, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Breakfast Bar, Ceiling Beamed, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Fireplace, Kitchen Island, Pantry

Exterior Features

Lot:Covenants
Lot Dimensions:83.18X130X57.31X129.44
Zoning:Resid Single Family
Others:
  • Additional:Balcony, Fenced Back Yard, Sprinkler System, Patio Open, Porch
Principal Interest
$16,712
Taxes
$1,541

Home Price

$3,295,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$659,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$16,711.62

Principal

Taxes

Principal Taxes HOA Total
Monthly $16,711.62 $1,540.91 $0.00 $18,252.53
Yearly $200,539.42 $18,490.91 $0.00 $219,030.33
Total $6,016,182.59 $554,727.30 $0.00 $6,570,909.89

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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