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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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33 Caicos Cay , Destin, FL 32541
$2,385,000
Est. Payment: $12,095.01/mo
5 Bed
6 Bath
3452 Sqft
Status: active | Days on site: 182
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Located approximately 180 feet from the beach access and just two homes back from the Gulf in the guard gated community of Destiny by the Sea, this contemporary five-bedroom property can comfortably accommodate up to 14 guests. The first level includes a two-car garage, two bedrooms with private baths and a separate living room providing additional space for guests to relax. The second floor includes the main living are with a chefs' kitchen framed by floor to ceiling windows for natural light. The kitchen offers stainless steel appliances, custom cabinetry, white quartz countertops and a large island with seating. The second level master suite provides Gulf views and multiple doors leading to the wraparound pool deck, an en-suite bath with a soaker tub and separate shower. Upon purchasing the home, the current owner undertook a comprehensive renovation to address deficiencies associated with previously improperly installed windows. The project included removal and replacement of affected stucco, damaged drywall and structural components necessary to complete the reinstallation and improvements to homes weather proofing and moisture protection systems to restore the building envelope. Pool Replastered November 2025 Seller is offering 2-10 Renovation Warranty The third floor includes an additional living area with a Pac-Man arcade console, bunk room with en-suite bath featuring dual showers and a master suite that includes a soaker tub and separate shower. Oversided windows and large sliding doors open to a balcony with a view of the Gulf and private pool below. The rooftop deck provides expansive Gulf views along with two separate seating spaces for entertaining.

Highlights

Listed by Kevin T Robertson , 850-685-2319 Signature Investment Realty LLC , 850-685-2319. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.08

HOA Fee

Year Built

2016

County

Okaloosa

Area

14 - Destin

Neighborhood

Destiny By The Sea

Listing ID

995230

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:6
  • Full Bathrooms:5
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Ice Machine, Microwave, Oven Continue Clean, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Wine Refrigerator
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Breakfast Bar, Ceiling Raised, Kitchen Island, Lighting Recessed, Newly Painted, Pantry, Shelving, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Restrictions,Sidewalk,Survey Available,Within 1/2 Mile to Water
Lot Dimensions:40x90
Zoning:Resid Single Family
Others:
  • Additional:Balcony, BBQ Pit/Grill, Sprinkler System, Deck Open, Patio Covered, Patio Open, Porch
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$12,095
Taxes
$1,575
HOA
$0

Home Price

$2,385,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$477,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$12,095.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $12,095.01 $1,574.75 $0.00 $13,669.76
Yearly $145,140.16 $18,897.00 $0.00 $164,037.16
Total $4,354,204.91 $566,910.00 $0.00 $4,921,114.91

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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