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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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103 Fletcher Way , Destin, FL 32541
$637,900
Est. Payment: $3,235.31/mo
4 Bed
2 Bath
1823 Sqft
Status: active | Days on site: 184
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Seller will owner finance at VA Rates!! New Construction in Old Destin is hard to find, so discover the best of both worlds at The Destin Cottages, a new gated neighborhood of just 12 Coastal homes tucked away in the heart of one of Destin's heritage communities and only minutes from EVERYTHING Destin is famous for-the sugar white sands of the beach, the Bay, the Harbor, the Pass, and even Crab Island. Hop on your golf cart to grab lunch, catch the floating tikis to Crab Island less than a mile away, ride your bikes 3 blocks to school at Destin Elementary or stroll over to Harborwalk for a casual dinner - it's all in your backyard until you are ready for the quiet bliss of your

Highlights

Listed by Mona L Ponder , 850-865-3501 Real Estate Empowered LLC , 850-865-3501. Emerald Coast Multiple Listing Services

Property Type

Residential

HOA Fee

Year Built

2024

County

Okaloosa

Area

14 - Destin

Neighborhood

Destin Cottages

Listing ID

1006998

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Water Heater - Tnkls
Floor:Floor Vinyl
Other:
  • Additional:Kitchen Island, Lighting Recessed, Newly Painted, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Interior,Sidewalk
Lot Dimensions:97.27 x 55
Zoning:City
Others:
  • Additional:Fenced Back Yard, Sprinkler System, Patio Covered, Porch
Principal Interest
$3,235
Taxes
$407
HOA
$0

Home Price

$637,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$127,580
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,235.31

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,235.31 $406.66 $0.00 $3,641.97
Yearly $38,823.70 $4,879.94 $0.00 $43,703.64
Total $1,164,711.04 $146,398.05 $0.00 $1,311,109.09

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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