Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

285 Payne St Unit 19B , Destin, FL 32550
$395,000
Est. Payment: $2,003.37/mo
2 Bed
2 Bath
944 Sqft
Status: active | Days on site: 111
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Fully Renovated Beach Condo/Prime Investment with Strong Rental History. Discover the perfect blend of coastal charm, modern updates, and rental-ready convenience in this beautifully renovated 2-bedroom, 2-bathroom condo in the heart of Miramar Beach. Located in a well-maintained community, this unit offers multiple pools, owner storage, and assigned parking, making it an ideal vacation home or investment property with a proven strong rental history. Just a short distance from one of the largest public beach accesses in Miramar Beach, this condo provides effortless access to the white sugar-sand beaches and emerald Gulf waters. Whether you're looking for a personal retreat or a turn-key investment property, this unit delivers exceptional value. The fully updated interior features a stylish open-concept living area, a modern kitchen with premium finishes, and spacious bedrooms designed for comfort. Step outside to enjoy the community's multiple pools, beautifully landscaped grounds, and peaceful coastal atmosphere. Conveniently located between Highway 98 and Scenic Gulf Drive, this property offers easy access to Miramar's top dining, shopping, and entertainment, including Silver Sands Premium Outlets, Grand Boulevard, and Baytowne Wharf. The condo's prime location and high demand for rentals make it a fantastic investment opportunity for vacation rental owners and seasonal residents alike. Don't miss your chance to own this move-in-ready condo in one of Miramar Beach's most sought-after communities. This unit is offered with all appliances, including a 2019 water heater, 2017 washer/dryer, and 2008 AC. Enjoy your private balcony with scenic views over the pool, perfect for morning coffee or evening relaxation. The well-maintained complex includes two pools, one of which is heated in the winter, just steps from your door - along with assigned parking, bike racks, and storage options in both the clubhouse and above. With its prime location near Silver Sands Outlet Mall, popular dining spots, and beach access, this condo is ideal as a vacation home, rental property, or year-round residence. Short-term and long-term rentals are permitted, making it an excellent investment opportunity. Don't miss your chance to own a slice of paradise. Schedule a viewing today!

Highlights

Listed by The Beasley Group , 850-329-5013 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1998

County

Walton

Area

15 - Miramar/Sandestin Resort

Neighborhood

Crystal Village 2 Condo Ph 4

Listing ID

1001975

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Refrigerator, Stove/Oven Electric, Washer
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Breakfast Bar, Washer/Dryer Hookup

Exterior Features

Others:
  • Additional:Balcony
Sewer:Public Sewer
Principal Interest
$2,003
Taxes
$214
HOA
$0

Home Price

$395,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$79,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,003.37

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,003.37 $213.82 $0.00 $2,217.18
Yearly $24,040.39 $2,565.80 $0.00 $26,606.19
Total $721,211.57 $76,974.00 $0.00 $798,185.57

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

© 2026 Emerald Coast Multiple Listing Services