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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3290 Scenic Highway 98 309b , Destin, FL 32541
$819,000
Est. Payment: $4,524.86/mo
2 Bed
2 Bath
1072 Sqft
Status: Pending | Days on site: 43
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EABD - E7437,E7208
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Harrison Lilly Team
Owner/Operator

House Description

A proven rental performer with a front-row seat to the Gulf, this beautifully updated Gulf-front Crystal Beach condominium offers 2 bedrooms, 2 baths, an additional loft sleeping area, and an impressive rental history averaging approximately $88,000 in annual gross revenue from 2021-2025. Located in the low-density Crystal Sands development, the property puts owners and guests in the heart of Crystal Beach. Inside, the open kitchen features white cabinetry, granite countertops, stainless appliances, subway tile backsplash, updated lighting, and a spacious breakfast bar. Vaulted ceilings create an open, airy living area where expansive glass doors frame beautiful Gulf views and lead to the private balcony. The primary bedroom is conveniently located on the main level, while the second bedroom and loft sleeping area with twin trundle beds provide flexible accommodations for family and guests. Updated baths, LVP flooring, and an in-unit stackable washer and dryer complete the interior. Crystal Sands offers gated beach access, two pools including one seasonally heated, beachside grilling, and on-site beach service. Ideally located along Scenic 98 near Destin Commons, Henderson Beach State Park, HarborWalk Village, and popular Crystal Beach dining. A turnkey Gulf-front getaway offering an outstanding combination of location, updates, and proven rental history.

Highlights

Listed by Brad Hilderbrand , 850-368-6660 Coastal Abode , 850-246-1809. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1995

County

Okaloosa

Area

14 - Destin

Neighborhood

Crystal Sands Condo

Listing ID

1010328

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Vaulted

Exterior Features

Lot:Gulf
Others:
  • ▪ Additional:Balcony
Sewer:Public Sewer
Principal Interest
$4,525
Taxes
$612
HOA
$0

Home Price

$819,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$163,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,524.86

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,524.86 $611.91 $0.00 $5,136.77
Yearly $54,298.28 $7,342.97 $0.00 $61,641.25
Total $1,628,948.53 $220,289.10 $0.00 $1,849,237.63

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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