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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3290 E Scenic Highway 98 202b , Destin, FL 32541
$750,000
Est. Payment: $4,143.64/mo
1 Bed
2 Bath
806 Sqft
Status: Active | Days on site: 13
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Harrison Lilly Team
Owner/Operator

House Description

Gulf-Front Destin Retreat | Investment Opportunity with Light Cost Effective Renovation Potential! Located along Scenic Highway 98 in the heart of Destin's sought-after Crystal Beach area, this property offers the rare combination of direct beach access, Gulf views and strong vacation-rental appeal. Designed for both personal enjoyment and investment potential, the residence comfortably accommodates up to six guests with a flexible sleeping configuration that includes hallway bunks. A private Gulf-view balcony creates the perfect setting for morning coffee, sunset cocktails, and taking in the emerald waters just beyond your door. The community offers a seasonally heated pool, private beach access, outdoor grilling areas, and convenient parking, allowing owners and guests to fully embrace the effortless coastal lifestyle. With no roads to cross between the property and the sand, the beach is quite literally steps away. **Bring Your Vision -- Renovation Potential Awaits** For buyers looking to add value, this property also presents an exciting renovation opportunity. We have included conceptual images to help showcase what the residence could look like with thoughtful updates and a fresh coastal design. ASK FOR MORE INFO! To make the process easier, renovation quotes and helpful links are available, allowing prospective buyers to better understand the scope and potential investment before making a decision. If you would like to review the renovation information, quotes, or resources, please reach out -- we are happy to provide them. For the investor, this creates an opportunity to acquire a Gulf-front property and strategically improve it to enhance its appeal, functionality, and potential rental performance. For the second-home buyer, it offers something equally valuable: the ability to create a personalized Gulf-front retreat that reflects your own style while enjoying the potential to generate rental income when you aren't there. Located close to Destin's renowned dining, shopping, entertainment, boating, and attractions, this is more than a condo -- it is an opportunity to own a piece of the Destin lifestyle with the vision and potential to make it your own. Whether you're looking for your next investment, a 1031 exchange opportunity, a renovation project, or your own Gulf-front getaway, this is one worth seeing. ASK FOR THE CASH FLOW SHEET!

Highlights

Listed by Jacklyn M Riley , 703-969-0322 Corcoran Reverie SRB , 850-231-5030. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1995

County

Okaloosa

Area

14 - Destin

Neighborhood

Crystal Sands Condo

Listing ID

1011345

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Hallway Bunk Beds, Kitchen Island, Lighting Recessed, Newly Painted, Owner's Closet, Washer/Dryer Hookup

Exterior Features

Lot:Unit Waterfront,Gulf,Shore - Beach,Shore - Natural
Others:
  • ▪ Additional:Patio Covered, Patio Open
Sewer:Public Sewer
Principal Interest
$4,144
Taxes
$503
HOA
$0

Home Price

$750,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$150,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,143.64

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,143.64 $503.35 $0.00 $4,646.99
Yearly $49,723.70 $6,040.19 $0.00 $55,763.89
Total $1,491,711.11 $181,205.70 $0.00 $1,672,916.81

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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