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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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99 Shirah St , Destin, FL 32541
$1,700,000
Est. Payment: $9,392.26/mo
6 Bed
5 Bath
2826 Sqft
0.17 Acres
Status: Active | Days on site: 27
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EXPR - B8469
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

YES! You CAN have it all! A main living space with 3 BR and 2.5 BA, a private heated pool, AND space for guests or friends in the self-contained cottage out back--all within an easy walk to the white sandy beaches! PROPERTY HIGHLIGHTS INCLUDE: --Fully furnished and ready to rent or enjoy --High ceilings and lots of natural light --Open floor plan for kitchen/dining/living space --Double vanities, jetted tub and separate shower in downstairs master suite --Large pantry/utility room (8.11 x 13.5) --Dining seating for 6 + 4 at bar --Gas fireplace --Plantation shutters --TWO full kitchens (main house and guest house) --TWO washer/dryer areas (main house and guest house) --Curated artwork and decor --Close to terrific shopping and dining options --Flood Zone X! No flood insurance required! Come see this beautiful home today!
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Highlights

Listed by January Johnson , 850-691-9851 EXP Realty LLC , 888-883-8509. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.17

Year Built

2001

County

Okaloosa

Area

17 - Okaloosa

 Neighborhood

Crystal Beach

Listing ID

795183

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s),Multi Units
Fireplaces:Electric
Other:
  • ▪ Additional:Double Vanity, Jetted Tub, Main Level Primary, Separate Shower, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:50.0 ft x 0.0 ft
Roof:Metal
Others:
  • ▪ Additional:Patio
Principal Interest
$9,392
Taxes
$1,021

Home Price

$1,700,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$340,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,392.26

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,392.26 $1,020.94 $0.00 $10,413.20
Yearly $112,707.06 $12,251.30 $0.00 $124,958.36
Total $3,381,211.85 $367,539.00 $0.00 $3,748,750.85

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS