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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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95 Mark St , Destin, FL 32541
$989,000
Est. Payment: $5,464.08/mo
2 Bed
2 Bath
1708 Sqft
0.17 Acres
Status: Active | Days on site: 4
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EKWG - E31173
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Harrison Lilly Team
Owner/Operator

House Description

Luxury coastal living feels right at home in this meticulously maintained, beautifully remodeled retreat in Crystal Beach, one of Destin's most desirable beachside communities. Just a short stroll from the beach, this property pairs inviting interiors with private outdoor space, a detached garage, and no HOA. Whether you're seeking a personal residence, an investment property, or a beach getaway with income potential, this location offers an appealing blend of lifestyle and opportunity. Palm trees and picket fencing create a welcoming first impression. Inside, an open floor plan connects the living and dining areas with a thoughtfully appointed kitchen featuring granite countertops, beautiful cabinetry, stainless-steel appliances, and a tile backsplash. Travertine flooring, smooth ceilings, and crown molding lend a polished finish to the main level, while a fireplace, plantation shutters, and leaded-glass doors add warmth and character. A combined laundry room and bathroom provides everyday convenience. Upstairs, two spacious primary bedrooms feature hardwood floors and private balconies, offering quiet places to enjoy the coastal breeze. A third-floor loft provides flexible space for guests, a second lounge, or a restful retreat after a day at the beach. The fenced backyard offers space to gather, unwind, and explore the possibility of adding a pool. A detached garage adds valuable storage and parking. Beautifully cared for and thoughtfully updated, this Crystal Beach home brings together comfort, character, and the freedom of ownership without an HOA, all just a short walk from Destin's sugar-white sand and emerald waters. Paint inside and outside in the last 3 years, NEW ROOF 2026, NEW HVAC 2026.

Highlights

Listed by Erik T Hansen , 850-377-2201 Keller Williams Realty Gulf Coast , 850-471-5000. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.17

Year Built

1993

County

Okaloosa

Area

14 - Destin

Neighborhood

Crystal Beach

Listing ID

1013102

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Fireplace, Kitchen Island, Lighting Recessed, Washer/Dryer Hookup

Exterior Features

Lot:Within 1/2 Mile to Water
Lot Dimensions:50x150
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Porch, Fenced Lot-All, Fenced Privacy
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$5,464
Taxes
$846

Home Price

$989,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$197,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,464.08

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,464.08 $845.51 $0.00 $6,309.60
Yearly $65,568.99 $10,146.17 $0.00 $75,715.16
Total $1,967,069.72 $304,385.10 $0.00 $2,271,454.82

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T02:54:18.000Z

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