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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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94 Dolphin St , Destin, FL 32541
$1,979,999
Est. Payment: $10,042.18/mo
7 Bed
6 Bath
2820 Sqft
Status: active | Days on site: 162
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

YEAR TO DATE BOOKINGS AS OF JULY 21, 2026 $153,374.64 Located in the highly sought-after northeast corner of Crystal Beach, this beautifully appointed coastal retreat offers the perfect combination of luxury, lifestyle, and exceptional investment potential. Designed for unforgettable beach vacations and effortless everyday living, this spacious residence features 7 bedrooms, including 4 private en-suite retreats, 5.5 bathrooms, and approximately 2,800 square feet of thoughtfully designed living space. An open, light-filled floor plan creates the ideal gathering space, where the gourmet kitchen flows seamlessly into the dining and living areas, making entertaining family and friends effortless. Step outside to your own private backyard oasis featuring a heated pool, expansive outdoor living space, and a fully fenced yard designed for year-round enjoyment after a day at the beach. Positioned on an oversized homesite, the property also offers the rare opportunity to add a carriage house or guest cottage, creating additional guest accommodations, increased rental income potential, or private owner quarters. Whether you're searching for a luxury primary residence, a second home, or a high-performing vacation rental investment, this Crystal Beach gem delivers the location, space, flexibility, and future upside that discerning buyers are looking for--all just moments from the sugar-white sands and emerald waters of the Gulf of Mexico. The oversized gourmet kitchen features stainless steel appliances, beautiful cabinetry, a generous breakfast bar seating 8, and opens seamlessly to the large living area. The dining table comfortably seats 12, making it ideal for gatherings. The primary suite is located on the first floor and features a private ensuite bathroom with a separate stand-up shower and large soaking tub. The first floor also offers another bedroom with ensuite bath, laundry, and a half bath convenient for guests. Upstairs encompasses 5 more bedrooms including a king bedroom with a Jack-and-Jill bathroom connecting to a bunk room with two full-over-full bunks, another king bedroom with a private ensuite bathroom and direct access to an expansive balcony that is shared with a bunk room featuring two twin bunk beds. Enjoy the luxurious backyard retreat, complete with a heated pool and ample space for outdoor games and relaxation. The oversized lot also provides the opportunity to add a carriage house, enhancing future value and rental potential. Conveniently located in the northeast corner of Crystal Beach, close to dining, shopping, the Gulf, this home checks every box for location, income, and lifestyle. Also comes with a golf cart. ***Seller offering $10K flooring allowance***

Highlights

Listed by Abbott Martin Group , 850-460-2900 and Deborah F Byron , 850-499-9060 EXP Realty LLC , 850-460-2900. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.17

Year Built

2014

County

Okaloosa

Area

14 - Destin

Neighborhood

Crystal Beach

Listing ID

994906

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:7
  • Bathrooms:6
  • Full Bathrooms:5
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • Additional:Breakfast Bar, Owner's Closet, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Corner,Within 1/2 Mile to Water
Lot Dimensions:50 x 150
Zoning:Resid Single Family
Others:
  • Additional:Balcony, BBQ Pit/Grill, Fenced Back Yard, Hurricane Shutters, Patio Covered, Porch
Sewer:Public Sewer
Principal Interest
$10,042
Taxes
$1,399

Home Price

$1,979,999

Loan Details

30 yrs
6.529%

Down Payment

20%
$396,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,042.18

Principal

Taxes

Principal Taxes HOA Total
Monthly $10,042.18 $1,399.16 $0.00 $11,441.34
Yearly $120,506.18 $16,789.88 $0.00 $137,296.06
Total $3,615,185.28 $503,696.40 $0.00 $4,118,881.68

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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