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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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92 Woodward St , Destin, FL 32541
$2,447,000
Est. Payment: $12,410.72/mo
9 Bed
6 Bath
4102 Sqft
Status: active | Days on site: 200
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

MOTIVATED SELLER!!! Seller is offering creative financing. Spacious and thoughtfully updated, this beach home is located in the highly sought-after Crystal Beach community of Destin, Florida, just half a block from the beach. Offering approximately 4,100 square feet, this 9-bedroom, 6 bath, which includes 2 Jack-and-Jills and an elevator servicing all levels. The home is designed for both comfort and performance as a strong income-producing rental or exceptional second home. The open-concept main living area on the first floor features a large kitchen and living space with abundant seating, ideal for hosting groups and gatherings. The home has been professionally designed and decorated, with new flooring throughout, extensive trim and crown molding in every room, and complete interior and exterior paint completed in 2024. The kitchen and bathrooms were remodeled in 2025, adding modern finishes and functionality. Outdoor living is a highlight, featuring an upscale pool and spa added in 2024, along with a newly added gazebo, lighting, and furnishing; perfect for relaxing after a day at the beach. The second floor offers an additional sitting area, and the home includes over 800 square feet of porches, extending the living space outdoors. All bedrooms are generously sized, including an expansive primary suite with a large en-suite bathroom and a private washer and dryer located within the primary closet. With its prime location, substantial updates, and strong rental appeal, this property presents an outstanding opportunity in one of Destin's most popular beachside neighborhoods.

Highlights

Listed by Elizabeth Boswell , 850-543-8128 The Premier Property Group , 850-337-1555. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.17

Year Built

2013

County

Okaloosa

Area

14 - Destin

Neighborhood

Crystal Beach

Listing ID

994211

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:9
  • Bathrooms:6
  • Full Bathrooms:5
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Vinyl
Other:
  • Additional:Breakfast Bar, Ceiling Raised, Ceiling Tray/Cofferd, Elevator, Fireplace, Lighting Recessed, Newly Painted, Owner's Closet, Washer/Dryer Hookup, Wet Bar

Exterior Features

Lot:Survey Available,Within 1/2 Mile to Water
Lot Dimensions:50 x 150
Zoning:Resid Single Family
Others:
  • Additional:Balcony, BBQ Pit/Grill, Fenced Back Yard, Hot Tub, Lawn Pump, Sprinkler System, Deck Open
Sewer:Public Sewer
Principal Interest
$12,411
Taxes
$1,924

Home Price

$2,447,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$489,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$12,410.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $12,410.72 $1,923.76 $0.00 $14,334.48
Yearly $148,928.67 $23,085.08 $0.00 $172,013.75
Total $4,467,860.03 $692,552.40 $0.00 $5,160,412.43

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Destin, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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